Links to external websites are being provided as a convenience and for informational purposes only; they do not constitute an endorsement or an approval by the West Virginia Housing Development Fund of any of the products, services or opinions of the corporation or organization or individual. The Fund bears no responsibility for the accuracy, legality or content of the external site or for that of subsequent links.

Rates mentioned in news posts may not reflect current rates. Programs mentioned in news posts may close to applications at any time. Visit the Programs section for updated information on our Multi-Family and Single-Family programs. 

Lending Partners

Links to external websites are being provided as a convenience and for informational purposes only; they do not constitute an endorsement or an approval by the West Virginia Housing Development Fund of any of the products, services or opinions of the corporation or organization or individual. The Fund bears no responsibility for the accuracy, legality or content of the external site or for that of subsequent links.

Rates mentioned in news posts may not reflect current rates. Programs mentioned in news posts may close to applications at any time. Visit the Programs section for updated information on our Multi-Family and Single-Family programs. 

PowerLender

Lender Portal


Frequently Used Lender Forms

Single-Family Lending Procedural Guide (4/2025)

Single Family Brochure with Homeownership Affidavits (11/2025)

Homeownership: Recapture Notice

Request Form: 2nd DoT–LE/Closing Docs

Request Form: 2nd DoT–Funding

2026 Holidays Observed by WVHDF

Homeownership Education: HomeView Online Course

House Price and Income Limits

2026 Income and House Price Limits (Effective 1/2/2026)

2025 Income and House Price Limits (6/4/2025)

2025 Income and House Price Limits (4/25/2025)

Lender Memos

Participating Lender Training (4/1/2026) (283.2 KB)
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Manufactured Home Rider Update (3/27/2026) (145.2 KB)
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Lender Recognition (2/20/2206) (224.5 KB)
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Movin Up Rate and Government Loans (2/13/2026) (293.1 KB)
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Homeownership Rate Decrease (2/11/2026) (191.7 KB)
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Low Down Home Loan Increase (1/21/2026) (191.0 KB)
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Lock System Update (1/20/2026) (248.8 KB)
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Program Expansions (UPDATED 12/30/2025) (243.8 KB)
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Program Expansions in 2026 (12/22/2025) (219.2 KB)
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Training Follow Up and Tools (11/21/2025) (286.3 KB)
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Audit Findings and Training (10/31/2025) (309.5 KB)
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Homeownership Program Rate Improvement (10/15/2025) (1.5 MB)
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Top Lenders February to July 2025 (8/29/2025) (225.2 KB)
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Program Changes and Update Invitation (6/5/2025) (257.2 KB)
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SFL Procedural Guide Update (4/2025) (248.8 KB)
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Upcoming Other Fee Increase (3/25/2025) (301.0 KB)
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Lender Recognition – Top Producers (2/2025) (224.7 KB)
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Late and Same Day Funding Request Handling (1/24/2025) (2.0 MB)
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Lender Assistance

Slides–SFL 101 Programs and Processes (11/2025)

Slides–Underwriting (11/2025)

Slides–Closing/Funding/Post-Closing/QC (11/2025)

Single-Family Lending Procedural Guide (4/2025)

Program Comparison (2/17/2026)

Process Flowchart

Recapture FAQ

Lender Portal Quick Reference

Lock Functions Quick Reference

Appraisal Requirements

Origination And Processing Quick Reference

PowerLender Tutorial Series (7/29/2022)

Lender Forms: Closing

Manufactured Home 1st DoT Rider (3/27/2026) (736.2 KB)
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Closed Loan Package Checklists (3) (60.5 KB)
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WVHDF MERS Assignment (996.5 KB)
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Homeownership Program: 1st DoT Rider (79.0 KB)
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E Sign Disclosure and Consent (154.9 KB)
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New Attorney Closing Request (243.6 KB)
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Payment and Escrow Information (1.4 MB)
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Smoke Detector Notification (1.0 MB)
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Statutory Form Power of Attorney (883.7 KB)
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Lender Forms: Underwriting

Submission Checklists (3) (165.4 KB)
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Homeownership: Recapture Notice (1,017.5 KB)
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Military Veteran’s Eligibility Affidavit (52.5 KB)
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Delegated UWs: FHA Award Letter Request (999.9 KB)
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Waiver Request: Escrows (102.9 KB)
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Income Tax Affidavit (934.0 KB)
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Road Maintenance Agreement (952.4 KB)
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Waiver Request: General (848.3 KB)
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Marketing Material

New Year New Home 1 New Year New Home 2Movin’ Up 1Movin’ Up 2Low Down Home Loan 1Low Down Home Loan 2Low Down Co-Brand 1Low Down Co-Brand 2Low Down Co-Brand 3

Participating Lender Program and Third-Party Originator Program

Additional information on both partnership options is available within our Single-Family Lending Procedural Guide located above. Please e-mail with your request to receive updates on our participation openings or if you have additional questions. We sincerely appreciate your interest in our programs.

For information regarding our lender programs, please contact Single-Family Lending.

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