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The West Virginia Homeowners Rescue Program is CLOSED to all new claims and applications. Visit www.wvhomeresuce.com for more information. You may check the status of your application by logging into the application portal

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Attention Prospective WVHDF Participating Lenders: The Fund is not accepting new Participating Lender (wholesale channel) applications currently, and we do not foresee this changing until second quarter 2025, at the earliest. However, we are accepting lender applications for our Third Party Originator (correspondent) channel. The Fund does not have a participation channel open to brokers at this time.

Additional information on both partnership options is available within our Single-Family Lending Procedural Guide located below. Please e-mail with your request to receive updates on our participation openings or if you have additional questions. We sincerely appreciate your interest in our offerings.

Frequently Used Lender Forms

Single Family Brochure with Homeownership Affidavits (4/2024)–NEW (217.5 KB)
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Request Form: 2nd DoT–LE/Closing Docs (1,000.7 KB)
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Request Form: 2nd DoT–Funding (1,006.8 KB)
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2025 Holidays Observed by WVHDF (NEW–11/4/2024) (403.8 KB)
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2024 Holidays Observed by WVHDF (11/30/2023) (96.3 KB)
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Homeownership Education: HomeView Online Course

House Price and Income Limits

2024 House Price and Income Limits (5/31/2024)2023 House Price and Income Limits

Lender Memos

WV Veterans’ Home Loan Mortgage Program Funds Update & Guidance (11/14/2024) (1,022.1 KB)
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Homeownership FHA DTI (10/31/2024) (1.6 MB)
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Reminder On WV Veterans Home Loan Mortgage Program (10/11/2024) (295.1 KB)
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Columbus Day 2024 (189.3 KB)
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Movin Up Programs Rate Decrease (10/4/2024) (1.4 MB)
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Homeownership and Veterans Rate Decrease (10/3/2024) (1.7 MB)
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Launch and Rate – WV Veterans’ Home Loan Mortgage Program (9/11/2024) (299.6 KB)
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WV Veterans Home Loan Mortgage Program (8/26/2024) (170.9 KB)
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Buyer Paid Commission and Low Down Home Loan (8/29/2024) (223.9 KB)
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WV Veterans’ Home Loan Mortgage Program (8/26/2024) (170.9 KB)
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Labor Day Funding Requests (8/23/2024) (470.0 KB)
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Lender Recognition: Top Producers (8/2024) (225.1 KB)
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General Reminders (8/2/2024) (200.8 KB)
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UCD Requirement for Conventional Homeownership Loans (149.2 KB)
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2023 House Price And Income Limits (135.6 KB)
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Recapture Notice and FAQ (6/6/2024) (213.4 KB)
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Reopening And New Homeownership Rate (5/31/2024) (281.1 KB)
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Program Changes And 2024 Limits (5/20/2024) (318.8 KB)
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Program Suspensions (4/25/2024) (1.8 MB)
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Single Family Brochure Update (4/24/2024) (286.6 KB)
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Response Times And Tax Reminder (4/23/2024) (3.2 MB)
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New QC PowerLender Access (4/16/2024) (186.4 KB)
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New Construction Policies (4/12/2024) (3.9 MB)
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Staffing Changes (4/10/2024) (1.8 MB)
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Homeownership Program Rate Decrease (3/13/2024) (759.2 KB)
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Top Producers (3/8/2024) (249.5 KB)
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Closing And Post Closing Reminders (1/2024) (310.2 KB)
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Response Times and Expectations (12/8/2023) (312.8 KB)
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2nd/DPA Loan Amount Change (12/5/2023) (1.1 MB)
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Movin’ Up Program Changes (10/27/2023) (160.7 KB)
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SFL Procedural Guide Update (10/2023) (235.6 KB)
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Homeownership Affidavit Notary (10/3/2023) (121.8 KB)
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Loan Purchase and Post Closing Updates in PowerLender (9/15/2023) (320.6 KB)
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Post Closing Updates and Checklist (7/14/2023) (280.6 KB)
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Lender Assistance

Process Flow Reminders (8/2024) (128.8 KB)
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WV Veterans Program Quick Reference (8/2024) (263.7 KB)
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WV Veterans Program Procedural Guide (8/2024) (1.2 MB)
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Recapture FAQ (5/2024) NEW (173.3 KB)
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Movin’ Up Special Quick Reference (5/2024) (166.5 KB)
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Program Comparison (5/2024) (122.3 KB)
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Single Family Programs Procedural Guide (10/2023) (667.5 KB)
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Lender Portal Quick Reference (10/2023) (127.2 KB)
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Lender Portal User Manual (1.2 MB)
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PowerLender Tutorial Series (7/29/2022)

Lender Forms: Closing

Closed Loan Package Checklists (3) (7/2024–NEW) (60.5 KB)
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WVHDF MERS Assignment (12/13/2023)–NEW (996.5 KB)
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Homeownership: 1st DoT Rider (79.0 KB)
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E sign Disclosure and Consent (154.9 KB)
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New Attorney Closing Request (243.6 KB)
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Manufactured Home: 1st DoT Rider (862.3 KB)
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Payment and Escrow Information (1.4 MB)
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Smoke Detector Notification (1.0 MB)
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Statutory Form Power of Attorney (883.7 KB)
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Lender Forms: Underwriting

Submission Checklists (3) (8/2024) (165.4 KB)
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Homeownership: Recapture Notice (5/2024) NEW (1,017.5 KB)
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Military Veteran’s Eligibility Affidavit (52.5 KB)
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Delegated UWs: FHA Award Letter Request (999.9 KB)
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Waiver Request: Escrows (102.9 KB)
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Income Tax Affidavit (934.0 KB)
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Road Maintenance Agreement (952.4 KB)
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Waiver Request: General (848.3 KB)
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Marketing Material

Marketing Flyer–Female SuperheroMarketing Flyer–Male Superhero
Fall Cobranding FlyerFall into Homeownership Flyer 1Fall into Homeownership Flyer 2Veterans’ Home Loan Mortgage Program Cobranding Flyer

Participating Lender Program and Third Party Originator Program

Attention Prospective WVHDF Participating Lenders: The Fund is not accepting new Participating Lender (wholesale channel) applications currently, and we do not foresee this changing until second quarter 2025, at the earliest. However, we are accepting lender applications for our Third Party Originator (correspondent) channel. The Fund does not have a participation channel open to brokers at this time.

Additional information on both partnership options is available within our Single-Family Lending Procedural Guide located above. Please e-mail with your request to receive updates on our participation openings, or if you have additional questions. We sincerely appreciate your interest in our offerings.

For information regarding our lender programs, please contact Single-Family Lending.

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