The West Virginia Housing Development Fund is a public body corporate and governmental instrumentality of the State of West Virginia established to increase the supply of residential housing for persons and families of low- and moderate-income, and to provide construction and permanent mortgage financing to public and private sponsors of such housing. To date, the Housing Development Fund has issued more than $4.5 billion in bonds and has financed more than 165,000 housing units since it began operation in 1969. The West Virginia Housing Development Fund is an Equal Housing Opportunity Lender, NMLS #198038.
We operate two distinct divisions that advance this mission. Our Single-Family Lending Division provides access to low-interest rate mortgages and down payment assistance.
Our Multifamily Division facilitates the financing of affordable rental housing units to meet the needs of low-income West Virginians across the state.
All West Virginia Housing Development Fund loans are serviced in our Charleston office, making the Fund the state’s largest servicer of in-state loans.
