Homeownership Interest Rate for August 23, 2016:
3.75% (APR: 4.213%)

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August 10, 2016
Borrowers can pay mortgage, check balance from smart phone or tablet    Now there’s an easy, secure way to access your...
June 28, 2016
Our thoughts are with everyone affected by the recent flooding and high water. This has been a challenging time. The images and stories...
June 23, 2016
CHARLESTON – The West Virginia Housing Development Fund is excited to announce a new initiative that will help our state’s low-income...
May 18, 2016
    We are pleased to present the West Virginia Housing Development Fund’s Fiscal Year 2015 Annual Report. This is an...
March 22, 2016
Program vital for West Virginia   CHARLESTON – The West Virginia Housing Development Fund is taking time in 2016 to celebrate 30...
December 17, 2015
Changes are coming!   At the West Virginia Housing Development Fund, we do all we can to make certain our customers come first....
November 4, 2015
Shamblin works with state chapter and local affiliate   Patti Shamblin, the Director of Loan Origination for the West Virginia...
September 18, 2015
Forum continues to grow   The West Virginia Housing Development Fund is proud to have participated in the 2015 West Virginia...
June 17, 2015
  $1 million available to take down blighted, dangerous structures   For more information, contact Erica Boggess 304...
May 14, 2015
For More Information, contact Communication Manager George Gannon 304 391 8643       Home Inspection?    HUD...

Current Customer Updates


The Fund will be closed on Monday, Sept. 5 in observance of Labor Day.




Learn more about our new app.




A note to our customers who may have been affected by flooding.


Our thoughts are with everyone affected by the recent flooding and high water. This has been a challenging time. The images and stories coming in from across our state are truly heartbreaking.


While so many begin the difficult process of assessing the damage and cleaning up, we would ask that if you have a loan with the Fund, please contact us immediately if you believe your home is a total loss or you think you may encounter problems making a payment.


We can be reached at 1-800-933-1272.


We ask that you provide current, reliable contact information. If you have access to the Internet, please use your online mortgage-payment interface to update any and all pertinent information.


If you are unable to access a computer, feel free to contact on one of our many trained customer-service representatives for assistance at the number listed above to discuss what options might be available.


Thank you.




West Virginia Housing Development Fund is in the process of paying real estate taxes.  We receive this information either electronically or directly from the county tax office.  We do not need you to forward your real estate tax statement. Thank you.




Your Loan Number has a New Look

We are happy to announce our brand new West Virginia Housing Development Fund customer website.  Along with the online payment options we have had (but with a new look) it now includes many new options (with more to come) such as borrower created user name and password as well as forgotten password retrieval.    The site will also eventually provide you access to certain loan documents like the archived escrow analysis, payoff quotes etc. 


When connecting to our new site for the first time you will need your updated loan number format (example: If your loan number was 12-3456789 it will now be 123456789) and your social security number and e-mail address.   Your user information from our previous site is no longer valid.  Do not use dashes or leading zeroes.  You may also have problems if you are accessing our site from a stored bookmark or favorite.


To begin you will register as a first time user with your loan #, social security number and then continue on to the User Agreement.  You will then create your User Name and Password, enter the code in the box and submit.  A verification e-mail will be sent with the link to follow for the first time sign on.  


If you have any other questions, please contact our Loan Servicing department at 1-800-933-1272, Monday through Friday 8:30 a.m. to 4:30 p.m.



Watch our site as we release other functionality to improve your online experience.  




Have questions about your escrow account?


Click here for more information




The West Virginia Housing Development Fund now has a  drop box for payments. It is located at 5710 MacCorkle Avenue SE, Charleston, WV, 25304.
Click here for a map


The West Virginia Housing Development Fund is the state's affordable mortgage finance agency.

The WVHDF was established to develop and improve the state's housing opportunities for residents.