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Help is available to borrowers affected by the government shutdown. Please visit the Help for Homeowners page for more information.

Attention: Limited housing assistance funding is available for West Virginians displaced by recent flooding. Please complete this form if you need help. Click here to file a FEMA Individual Assistance claim. 

 

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Links to external websites are being provided as a convenience and for informational purposes only; they do not constitute an endorsement or an approval by the West Virginia Housing Development Fund of any of the products, services or opinions of the corporation or organization or individual. The Fund bears no responsibility for the accuracy, legality or content of the external site or for that of subsequent links.

Rates mentioned in news posts may not reflect current rates. Programs mentioned in news posts may close to applications at any time. Visit the Programs section for updated information on our Multi-Family and Single-Family programs. 

Top Producing Lenders

Links to external websites are being provided as a convenience and for informational purposes only; they do not constitute an endorsement or an approval by the West Virginia Housing Development Fund of any of the products, services or opinions of the corporation or organization or individual. The Fund bears no responsibility for the accuracy, legality or content of the external site or for that of subsequent links.

Rates mentioned in news posts may not reflect current rates. Programs mentioned in news posts may close to applications at any time. Visit the Programs section for updated information on our Multi-Family and Single-Family programs. 

Top Producing Lenders:
February 2025-July 2025

Top Lenders–North

NMLS #399836 NMLS #3029 NMLS #174457

Top Lenders–South

NMLS #174457 NMLS #13649 NMLS #7233 NMLS #39179

Top Loan Officers–North

Ray Logue
NMLS #457915
LoanDepot

(304) 200-7030 Office
(304) 376-1228 Cell

Website

Debbie Starosciak
NMLS #577581
WesBanco

(740) 359-4504 Office

Website

Matthew MacDougall
NMLS #1035941
First Heritage Mortgage

(571) 210-6778 Office
(757) 813-0846 Cell

Website

Top Loan Officers–South

Rick DeGroff
“Mister Mortgage”
NMLS #408825
LoanDepot

(304) 859-0070 Cell

Website

Pam Istrate, CMPS
NMLS #383240
Loan Depot

(304) 200-7012 Office
(304) 546-3658 Cell

Website

Molly Savilla
NMLS #564742
WesBanco

304-415-3623 Cell

Website

WVHDF Top Producers recognizes mortgage lending organizations and individual loan officers based solely on the number of loans funded in designated regions, calculated semi-annually. Nothing contained herein should be considered as an endorsement or recommendation by WVHDF of any company or individual loan officer.