Due to a water outage, the West Virginia Housing Development Fund office in Charleston and the call center are CLOSED. We apologize for any inconvenience.



The Down Payment and Closing Cost Assistance Loan is now the…

New name, same loan!

The Low Down Home Loan is available in conjunction with the Homeownership Program to reduce the amount of upfront money needed to purchase a home.

Please contact a team member in our Single-Family Loan Originations Department. You may also call us at 1-800-933-8511 or 304-391-8738.

Loan Terms:

  • Up to $8,000 for loans through the Homeownership Program, regardless of loan-to-value ratio
  • 15-year, fixed-rate loan at 2% interest