The Low Down Home Loan can be used to cover down payment and/or closing costs, reducing the amount of out-of-pocket funds needed to purchase a home. The Low Down Home Loan cannot be used separately – it is only eligible with the Fund’s Homeownership and Movin’ Up programs.
To apply or discuss your options, please contact a WVHDF Loan Originator at 800-933-8511 or a partner lender. You can find contact information for partner lenders by clicking the Find a Lender button below.
Loan Terms:
- Up to $12,000 available when loan-to-value is at or above 80%.
- 15-year, fixed-rate loan at 2% interest
Customer Testimonial: Casey Golden
Call 800-933-8511 to speak with an experienced loan originator about the Low Down Home Loan!