Homeownership Interest Rate for May 24, 2016:
3.95% (APR: 4.422%)

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May 18, 2016
    We are pleased to present the West Virginia Housing Development Fund’s Fiscal Year 2015 Annual Report. This is an...
March 22, 2016
Program vital for West Virginia   CHARLESTON – The West Virginia Housing Development Fund is taking time in 2016 to celebrate 30...
February 11, 2016
    We are sad to announce the impending retirement of Nan Stevens, the Fund’s Area Manager for the Eastern Panhandle, and...
January 7, 2016
A series of workshops across West Virginia are scheduled to help locals and municipalities access funding to demolish or acquire...
December 17, 2015
Changes are coming!   At the West Virginia Housing Development Fund, we do all we can to make certain our customers come first....
November 4, 2015
Shamblin works with state chapter and local affiliate   Patti Shamblin, the Director of Loan Origination for the West Virginia...
September 18, 2015
Forum continues to grow   The West Virginia Housing Development Fund is proud to have participated in the 2015 West Virginia...
August 19, 2015
Elbon excited to share Fund’s success with other state housing finance agencies.   The West Virginia Housing Development...
June 17, 2015
  $1 million available to take down blighted, dangerous structures   For more information, contact Erica Boggess 304...
May 14, 2015
For More Information, contact Communication Manager George Gannon 304 391 8643       Home Inspection?    HUD...

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Financial & Bond Disclaimer

Please read and review the contents of this page before going forward. Thank you.

Your access and use of this site is subject to the following terms and conditions and all applicable laws. By accessing and browsing this site, you accept these terms and conditions without limitation or qualification.

This Financial and Bond Information webpage provides various financial and statistical information about the financing programs and outstanding bonds of the West Virginia Housing Development Fund (the “Fund”).

All information contained in this Financial and Bond Information webpage is obtained from sources believed to be accurate and reliable. Refer to the Official Statement and operative documents of each series of bonds for complete information on that issue. While all information presented is believed to be accurate and reliable, it is prepared “without audit” unless otherwise identified as audited financial information. Due to the possibility of human or mechanical error as well as other factors, this information is provided “as is” without warranty of any kind and the Fund makes no representation, express or implied, as to the accuracy, reliability, completeness, or timeliness of this information, and is not responsible for any loss or damages incurred by parties using this information.

The electronic versions of the financial statements and other documents in this Financial and Bond Information webpage were created in Adobe Portable Document Format (PDF) using Adobe Acrobat, and you will need Adobe Reader software to accurately read and print them. If you do not have the Adobe Reader, or if you are using a version earlier than that used to create these documents, you may obtain an updated version of the Adobe Reader free of charge from the Adobe web site at http://www.adobe.com/reader. Using software other than the Adobe Reader may cause the documents that you view or print to differ from the documents as they were posted on this site or as they appear in the Fund’s printed version, and you assume the risk of any such discrepancies as well as any discrepancies related to communication transmission or other printing problems. If you need help downloading the financial statements, or would like to obtain copies of the printed financial statements, please contact Acting Director Erica Boggess.

The information contained on this site has been included for general informational purposes only and no person should make any investment decision in reliance upon the information contained herein. The Fund currently anticipates that the disclosure documents prepared from time to time in connection with the offering and sale of securities by it may contain information updating or supplementing the information presented at this site. In addition, certain financial information and operating data, as well as information regarding certain material developments respecting the Fund and securities from time to time issued by it, will be filed with the Municipal Securities Rulemaking Board. The Fund in its discretion will determine whether to include such updated information on its website or to otherwise supplement, update or modify the information at this website. Furthermore, the information in each document or file is dated as of the date or dates indicated, and the Fund disclaims any duty or obligation either to update the information contained at this website or to maintain the availability of such information. Reference should be made to those other sources to obtain such supplemental, updated or modified information.

Under no circumstances shall the Fund have any liability to any person or entity for (1) any loss or damage in whole or part caused by, resulting from or relating to any error (neglect or otherwise) or other circumstances involved in procuring, collecting, compiling, interpreting, analyzing, editing, transcribing, communicating or delivering any such information, or (2) any direct, indirect, special, consequential or incidental damages whatsoever, even if the Fund is advised in advance of the possibility of such damages, resulting from the use of, or inability to use, any such information.


The Fund maintains this website to provide you with information, and for education and communication. Please feel free to browse the site. You may download material displayed on this site for non-commercial, personal use only, provided you also retain all copyright and other proprietary notices contained on the materials. You may not, however, distribute, modify, transmit, reuse, repost, or use the contents of this site for public or commercial purposes, including the text, images, audio, and video without the permission of the Fund.


http://www.wvhdf.com constitutes the official website of the Fund. No other website, provider or service is authorized to provide online information regarding the affairs of the Fund.


The information provided in this website does not constitute an offer to sell or buy securities or the solicitation of an offer to sell or buy securities and should not be relied upon to provide specific offering information in connection with any issuance, sale, resale, or remarketing of bonds, notes, or other municipal obligations.

Any financial document contained in the Financial and Bond Information section of this website is marked with a date (the “Dated Date”) and speaks only as of that Dated Date, which may be prior to the date it is posted on this website. You are cautioned not to assume that any information has been updated beyond the Dated Date unless a document expressly states that it constitutes an update of a specific portion of a document. No inference should be made that the operations of the Fund or related entities and/or other economic conditions have remained the same since the Dated Date. The Fund expressly disclaims any duty to provide an update of any document contained in the Financial and Bond Information webpages.


The Fund is under no obligation to update any information included in this website. The information and expressions of opinion herein are subject to change without notice and the posting of information on this website does not imply that there has been no change in the affairs of the Fund or related entities.


The documents contained in the Financial and Bond Information webpages may make ‘‘forward-looking statements” by using forward-looking words such as “may,” “will,” “should,” “expects,” “believes,” “anticipates,” “estimates,” or others. You are cautioned that forward-looking statements are subject to a variety of uncertainties that could cause actual results to differ from the projected results. Because we cannot predict all factors that may affect future decisions, actions, events, policy decisions, or financial circumstances, what actually happens may be different than what is included in forward-looking statements.


The Financial and Bond Information webpages may use “pop-up” windows prior to showing selected information. To obtain the full benefit of the information provided through this website, make sure your Internet browser is set to allow “scripting.” (Most Internet browsers are preset to allow scripting, unless the user has turned off the “scripting” setting.)


Links to other websites have been avoided in the Financial and Bond Information webpages. Rather, we may provide addresses of other websites to allow you independent access to other organizations whose expertise may be of value as an educational or reference tool. If you access one of these websites, remember that the Fund has not participated in the preparation, compilation, or selection of information on any other website, and assumes no responsibility or liability for the views, content, or accuracy of any other website.


The Financial and Bond Information webpages are not intended to replace any information or consultation provided by a professional financial advisor. Other than the specific information presented in the Financial and Bond Information webpages, no other information on our website is intended to be the basis of or should be relied upon in making an investment decision.


The Financial and Bond Information webpages are provided for the user’s convenience, but they may not provide all information that may be of interest to investors. There may be other documents containing relevant information regarding the Fund which may be available from other sources, including by request. For more information please contact Acting Director Erica Boggess.

ACKNOWLEDGMENT OF DISCLAIMER I have read the foregoing disclaimer and expressly agree to each of its terms; I also understand that, as indicated above, official forms of disclosure documents are available elsewhere and that material information important to the making of informed investment decisions may have been posted elsewhere.

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The West Virginia Housing Development Fund is the state's affordable mortgage finance agency.

The WVHDF was established to develop and improve the state's housing opportunities for residents.