Homeownership Interest Rate for October 21, 2016:
3.75% (APR: 4.213%)

Header Menu

October 6, 2016
          Standard & Poor’s Rating Service has once again affirmed West Virginia Housing...
August 25, 2016
  To assist those affected by flooding in towns and communities across our state, the West Virginia Housing Development Fund...
August 10, 2016
Borrowers can pay mortgage, check balance from smart phone or tablet    Now there’s an easy, secure way to access your...
June 28, 2016
Our thoughts are with everyone affected by the recent flooding and high water. This has been a challenging time.   We would...
June 23, 2016
CHARLESTON – The West Virginia Housing Development Fund is excited to announce a new initiative that will help our state’s low-income...
May 18, 2016
    We are pleased to present the West Virginia Housing Development Fund’s Fiscal Year 2015 Annual Report. This is an...
March 22, 2016
Program vital for West Virginia   CHARLESTON – The West Virginia Housing Development Fund is taking time in 2016 to celebrate 30...
December 17, 2015
Changes are coming!   At the West Virginia Housing Development Fund, we do all we can to make certain our customers come first....
November 4, 2015
Shamblin works with state chapter and local affiliate   Patti Shamblin, the Director of Loan Origination for the West Virginia...
September 18, 2015
Forum continues to grow   The West Virginia Housing Development Fund is proud to have participated in the 2015 West Virginia...

County Foreclosure Statistics Reporting

Effective July 1, 2010, Senate Bill 376 transfers responsibility for collecting residential foreclosed property information from the West Virginia Division of Banking to the West Virginia Housing Development Fund (WVHDF). The information items collected by the county clerks from the foreclosure trustees have changed slightly.


Beginning with foreclosures in the month of July 2010, foreclosure data and the associated fees should be submitted to the attention of:


Nina Shinagel, Accounting Department
West Virginia Housing Development Fund
5710 MacCorkle Ave., SE
Charleston, WV 25304
Phone 304-391-8607


Checks for the fees should be made to the West Virginia Housing Development Fund. The fee amount to be submitted by the trustees is $40 per foreclosure. The counties are to retain $20 of this amount and remit $20 per foreclosure to the WVHDF.


Senate Bill 376 requires that foreclosure reports should be filed with the WVHDF by fifteen days following the last day of September, December, March and June of each year. However, the WVHDF encourages counties to file the foreclosure reports and remit fees following the end of each month. Each county is already sending real estate transfer fees to the WVHDF on behalf of the West Virginia Affordable Housing Trust on a monthly basis. The WVHDF encourages the counties to submit the foreclosure data and associated fees along with the reports for the Affordable Housing Trust rather than two separate mailings. The WVHDF hopes that this makes the reporting process easier for the counties.


Senate Bill 376 also states that reports shall be filed in electronic format, where possible. Several counties are currently submitting the foreclosure data on an Excel spread sheet created by the Division of Banking. This spread sheet is available for download below. The WVHDF encourages the use of this spread sheet to submit foreclosure data wherever possible. Please do not make any modifications to the spread sheet or cell formats.


Report of Foreclosure Sale Spreadsheet

Also found below is the form to be used by foreclosure trustees to submit the foreclosure items to the county clerks. This form is a fill-able, PDF format.


Trustee Report of Sale

The WVHDF appreciates everyone’s effort in submitting the foreclosure data and working with us through this transition period. If you have any questions, please contact Nina Shinagel.


The West Virginia Housing Development Fund is the state's affordable mortgage finance agency.

The WVHDF was established to develop and improve the state's housing opportunities for residents.