A Message To Customers Regarding Coronavirus (COVID-19).

We are closely monitoring the recent health advisories regarding this pandemic. As it has always been, the safety and security of our customers and team members remains our highest priority. Our hearts and thoughts go out to the people who have been affected by this unprecedented event. …

 

 

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Main Panels

Moving In

We have programs for first-time home buyers
Find Yours...

Find a program by answering a few questions.

The West Virginia Housing Development Fund is for West Virginia residents or individuals purchasing a home in the state of West Virginia.

For information on housing programs in your area, please contact your state housing agency.

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The Homeownership Program makes homeownership more affordable for families and individuals.

Down payment and closing cost assistance loans are available in conjunction with the Homeownership Program to reduce the amount of upfront money needed to purchase a home.

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Moving Up

Refinance or move up to a larger home
Learn How...

Find a program by answering a few questions.

The West Virginia Housing Development Fund is for West Virginia residents or individuals purchasing a home in the state of West Virginia.

For information on housing programs in your area, please contact your state housing agency.

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The Movin’ Up Program helps home buyers who might have outgrown their current residence or just want to make a change.

Down payment and closing cost assistance loans are available in conjunction with the Movin’ Up Program to reduce the amount of upfront money needed to purchase a home.

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This program is designed to help eligible households repair or replace on-site septic systems or connect to a public treatment system.

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Moving Others

Partner with us on your next project
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WVHDF Programs for Business and Development


COVID-19

COVID-19 Response

As it has always been, the safety and security of our customers and team members remains our highest priority. For the safety of our borrowers, business partners and employees, our offices in Charleston and Bridgeport are temporarily closed to outside guests.  Our hearts and thoughts go out to the people who have been affected by this unprecedented event.

If you have not yet setup a free online account, now is the perfect time.  There is never a charge to make your payment online. Please go to Current Customers for more information.


Please note: Due to the interruption in our availability as well as the many people across the state affected by COVID-19, we will not send Negative Credit Reporting for the months of March 2020 and April 2020.

Making payments

We Recommend you use one of the Payment Methods below during this time:

Free Online payment


Mail Check to:

WVHDF
P.O. Box 1993
Charleston, WV 25327


Drop off:

We have a drop box just outside our main gate that is available 24 hours a day.

 

Economic Assistance

If you are a customer that has not been affected by COVID-19 or are still receiving your normal income, please continue to pay your mortgage. Programs are in place for customers who are experiencing financial hardship only. You are allowed until the last business day of the month to submit your payment and not be considered in default.

The CARES Act

On March 27, 2020, a new federal law, the Coronavirus Aid, Relief, and Economic Security (CARES) Act was passed to provide mortgage relief to borrowers.

If you are a customer affected by COVID-19 we may have loss mitigation options available to help.

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If you choose to call us, please understand that, although our customer support call center is open, we are experiencing higher than normal call volume and longer wait times.  We know that it’s frustrating to wait and we apologize for the inconvenience.  Your call will be directed to the next available representative in the order in which it was received.

 

 

 


A Fountain of Information

The Fund for All of West Virginia

Welcome to the Fund!

Are you looking to purchase your first home or your 5th?  With the West Virginia Housing Development Fund it doesn’t matter because we have programs available to meet the needs of almost any buyer.  Our programs are amongst the most competitive in the industry, yet we still take pride in providing an unmatched level of customer service. Want to learn more? Here’s just a brief list of our homeownership programs:

  • Homeownership – Program for first-time buyers, offering great rates and closing cost assistance
  • Movin’ Up –  Current home too small?  The Movin’ Up program is for those looking to buy a larger home here in West Virginia
  • WVHDF Refinance Program – This is for those looking to refinance your existing home to take advantage of today’s low mortgage rates
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Frequently Asked Questions

Yes. The West Virginia Housing Development Fund provides the convenience of automatic payment processing for your monthly mortgage payment, FREE, as a service to you. You can save time and expense by signing up for the automatic payment withdrawal service today!

Sign Up for Automatic Payment

Contact the Loan Servicing Department at 1-800-933-1272 for a payoff quote.

First verify that the bill is not a courtesy copy mailed to you for your information, or another insurance type (i.e. auto insurance or personal property tax). Then write your Loan Number on the bill and send it to West Virginia Housing Development Fund, 5710 MacCorkle Ave SE, Charleston, WV 25304, Attention: Escrow Department.

Contact the Loan Servicing Department at 1-800-933-1272 to obtain your loan number. Verify your correct mailing address and contact information with a Loan Servicing representative. Be sure to mail your payment by the due date to West Virginia Housing Development Fund, Loan Servicing Department, P.O. Box 1993, Charleston, WV 25327.

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News Room

Fund Honors Energy Efficient Builder
The West Virginia Housing Development Fund would like to recognize Rising Sun Construction as the 2020 Home Builders Association of West Virginia Best of West ...
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Fund Sponsors Virtual Conference on Recovery Housing
During the first day of the WV Recovery Housing Conference, Jessi Hixon, a young lady who is working to overcome substance abuse disorder and living ...
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As it has always been, the safety and security of our customers and team members remains our highest priority. For the safety of our borrowers, ...
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Fund Releases 2019 Annual Report
We are pleased to present the West Virginia Housing Development Fund’s Fiscal Year 2019 Annual Report. For 51 years, the Fund has worked tirelessly to ...
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FHLBank Pittsburgh and WVHDF Announce 2019 Home4Good Funding Awards.
FHLBank Pittsburgh and the West Virginia Housing Development Fund are proud to announce the 2019 Home4Good funding awards. This money will be utilized by groups ...
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Fund Announces New Rate

There has never been a better time to purchase a home in West Virginia. The West Virginia Housing Development Fund is offering qualifying homebuyers a ...
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