Real help for West Virginia renters and landlords is here!

The Mountaineer Rental Assistance Program is now open and accepting applications. Please click here to learn more and apply for assistance.


The West Virginia Homeowners Rescue Program is coming soon. Please click here to learn more.

Main Panels

Moving In

We have programs for first-time home buyers
Find Yours...

Find a program by answering a few questions.

The West Virginia Housing Development Fund is for West Virginia residents or individuals purchasing a home in the state of West Virginia.

For information on housing programs in your area, please contact your state housing agency.

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The Homeownership Program makes homeownership more affordable for families and individuals.

Down payment and closing cost assistance loans are available in conjunction with the Homeownership Program to reduce the amount of upfront money needed to purchase a home.

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Moving Up

Refinance or move up to a larger home
Learn How...

Find a program by answering a few questions.

The West Virginia Housing Development Fund is for West Virginia residents or individuals purchasing a home in the state of West Virginia.

For information on housing programs in your area, please contact your state housing agency.

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The Movin’ Up Program helps home buyers who might have outgrown their current residence or just want to make a change.

Down payment and closing cost assistance loans are available in conjunction with the Movin’ Up Program to reduce the amount of upfront money needed to purchase a home.

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This program is designed to help eligible households repair or replace on-site septic systems or connect to a public treatment system.

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Moving Others

Partner with us on your next project
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WVHDF Programs for Business and Development


COVID-19

The CARES Act

On March 27, 2020, a new federal law, the Coronavirus Aid, Relief, and Economic Security (CARES) Act was passed to provide mortgage relief to borrowers.

If you are a customer affected by COVID-19 we may have loss mitigation options available to help.

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A Fountain of Information

The Fund for All of West Virginia

Welcome to the Fund!

Are you looking to purchase your first home or your 5th?  With the West Virginia Housing Development Fund it doesn’t matter because we have programs available to meet the needs of almost any buyer.  Our programs are amongst the most competitive in the industry, yet we still take pride in providing an unmatched level of customer service. Want to learn more? Here’s just a brief list of our homeownership programs:

  • Homeownership – Program for first-time buyers, offering great rates and closing cost assistance
  • Movin’ Up –  Current home too small?  The Movin’ Up program is for those looking to buy a larger home here in West Virginia
  • WVHDF Refinance Program – This is for those looking to refinance your existing home to take advantage of today’s low mortgage rates
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Frequently Asked Questions

Yes. The West Virginia Housing Development Fund provides the convenience of automatic payment processing for your monthly mortgage payment, FREE, as a service to you. You can save time and expense by signing up for the automatic payment withdrawal service today!

Sign Up for Automatic Payment

Contact the Loan Servicing Department at 1-800-933-1272 for a payoff quote.

First verify that the bill is not a courtesy copy mailed to you for your information, or another insurance type (i.e. auto insurance or personal property tax). Then write your Loan Number on the bill and send it to West Virginia Housing Development Fund, 5710 MacCorkle Ave SE, Charleston, WV 25304, Attention: Escrow Department.

Contact the Loan Servicing Department at 1-800-933-1272 to obtain your loan number. Verify your correct mailing address and contact information with a Loan Servicing representative. Be sure to mail your payment by the due date to West Virginia Housing Development Fund, Loan Servicing Department, P.O. Box 1993, Charleston, WV 25327.

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News Room

The West Virginia Daily News has a great write-up on the Mountaineer Rental Assistance Program. From the article: "The West Virginia Mountaineer Rental Assistance program ...
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Fund Maintains Top Rating
Standard & Poor’s Rating Service has once again affirmed West Virginia Housing Development Fund’s “AAA” issuer credit rating. The “AAA” qualification is Standard & Poor’s ...
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Mountaineer Rental Assistance Program
CHARLESTON – Gov. Jim Justice and the West Virginia Housing Development Fund are excited to announce that a program developed to help renters and landlords ...
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WAYNE – The winter storm that crippled Wayne County late February was brutal. High winds, heavy snow, frigid temperatures, and mass power outages crippled sections ...
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West Side Woman Finds Hope After Tragedy
CHARLESTON – The first thing you notice when Stephanie Bego starts talking about the city’s West Side, a place she has called home most of ...
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Fund Releases FY 2020 Annual Report
We are pleased to present the West Virginia Housing Development Fund’s Fiscal Year 2020 Annual Report. For 52 years, the Fund has worked tirelessly to ...
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