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Moving In

We have programs for first-time home buyers
Find Yours...

Find a program by answering a few questions.

The West Virginia Housing Development Fund is for West Virginia residents or individuals purchasing a home in the state of West Virginia.

For information on housing programs in your area, please contact your state housing agency.

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The Homeownership Program makes homeownership more affordable for families and individuals.

Down payment and closing cost assistance loans are available in conjunction with the Homeownership Program to reduce the amount of upfront money needed to purchase a home.

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Moving Up

Refinance or move up to a larger home
Learn How...

Find a program by answering a few questions.

The West Virginia Housing Development Fund is for West Virginia residents or individuals purchasing a home in the state of West Virginia.

For information on housing programs in your area, please contact your state housing agency.

Close


The Movin’ Up Program helps home buyers who might have outgrown their current residence or just want to make a change.

Down payment and closing cost assistance loans are available in conjunction with the Movin’ Up Program to reduce the amount of upfront money needed to purchase a home.

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This program is designed to help eligible households repair or replace on-site septic systems or connect to a public treatment system.

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Moving Others

Partner with us on your next project
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WVHDF Programs for Business and Development


A Fountain of Information

The Fund for All of West Virginia

Welcome to the Fund!

Are you looking to purchase your first home or your 5th?  With the West Virginia Housing Development Fund it doesn’t matter because we have programs available to meet the needs of almost any buyer.  Our programs are amongst the most competitive in the industry, yet we still take pride in providing an unmatched level of customer service. Want to learn more? Here’s just a brief list of our homeownership programs:

  • Homeownership – Program for first-time buyers, offering great rates and closing cost assistance
  • Movin’ Up –  Current home too small?  The Movin’ Up program is for those looking to buy a larger home here in West Virginia
  • WVHDF Refinance Program – This is for those looking to refinance your existing home to take advantage of today’s low mortgage rates
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Frequently Asked Questions

Yes. The West Virginia Housing Development Fund provides the convenience of automatic payment processing for your monthly mortgage payment, FREE, as a service to you. You can save time and expense by signing up for the automatic payment withdrawal service today!

Sign Up for Automatic Payment

Contact the Loan Servicing Department at 1-800-933-1272 for a payoff quote.

First verify that the bill is not a courtesy copy mailed to you for your information, or another insurance type (i.e. auto insurance or personal property tax). Then write your Loan Number on the bill and send it to West Virginia Housing Development Fund, 5710 MacCorkle Ave SE, Charleston, WV 25304, Attention: Escrow Department.

Contact the Loan Servicing Department at 1-800-933-1272 to obtain your loan number. Verify your correct mailing address and contact information with a Loan Servicing representative. Be sure to mail your payment by the due date to West Virginia Housing Development Fund, Loan Servicing Department, P.O. Box 1993, Charleston, WV 25327.

Yes. Using your account number and password you can access the online payment feature through the Customer Log In. This is a free service and your payment will be credited to your account the same day as long as you authorize your payment before 2 pm. Otherwise, it will be credited the next business day.

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News Room

Group Overcomes Challenges to Create Senior Housing
GREENVILLE – Monday through Friday, a hearty collection of older folks make their way to the Greenville Senior Center for lunch.  They pile paper plates ...
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Sense of Community Important at Smith Manor
MATEWAN – Smith Manor, a nine-story, 100-apartment high rise building overlooking the Tug Fork River, is a family affair. In a couple of different ways ...
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Fund Hires Business Development and Lender Support Officer
The West Virginia Housing Development Fund is excited to welcome Justin Hylbert as its new Business Development and Lender Support Officer.  Hylbert, a long-time mortgage ...
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Brian Holland stands on the porch of his new home.
HUNTINGTON – Barry Holland has a simple, but profound way to describe his new home. “This is just beautiful,” he said. “This is a beautiful ...
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Home4Good is a newly-created program developed by the Federal Home Loan Bank Pittsburgh and the West Virginia Housing Development Fund to address unmet and critical ...
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Young West Virginia Artists Showcase Fair Housing Posters
The West Virginia Housing Development Fund is proud to partner with The West Virginia Human Rights Commission to present their 7th Annual Fair Housing Poster ...
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