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CHARLESTON, W.VA.— The West Virginia Housing Development Fund issued more than $20 million in affordable mortgage loans to buyers across West Virginia in July, shattering previous records and doubling year over year totals.

In just one month, the Fund issued 119 loans through our Homeownership Program for a total of $18 million and 15 Movin’ Up Program loans for a total of $2.4 million.

“Our programs are designed to make homeownership more attainable and affordable for West Virginians,” said Jon Rogers, the Fund’s Senior Division Manager of Single-Family Lending. “In July alone we helped more than 100 West Virginians become first-time homeowners through our Homeownership Program, which is a testament to the strength of our programs and our ability to meet the needs of West Virginians.”

The Fund’s mortgage loan programs are funded by tax-exempt bond sales, which allows us to offer competitive interest rates that save borrowers thousands of dollars over the life of their loans. This is especially helpful for low- and middle-income homebuyers, who comprise the majority of the Fund’s customers.

“Our Homeownership Program has been vital over the years in helping lower income West Virginians achieve the dream of homeownership,” Rogers said. “This program generally offers our lowest interest rates, which is a big draw for borrowers in today’s rate market. Where traditional lenders are offering rates above 7 percent, our rates are highly competitive and can help qualified buyers get into a home sooner while saving money on their monthly mortgage payments.”

The Homeownership Program is generally geared toward first-time homebuyers, those purchasing their first home in West Virginia, or those who are buying a home in targeted rural counties. The Movin’ Up Program is designed for middle-income or repeat homebuyers. Qualified borrowers using either program can also take advantage of the Low Down Home Loan, which can cover all or part of their down payment and closing costs. Altogether, these programs are helping more West Virginians purchase homes they can afford no matter the housing market or rate environment.

Information on these and other West Virginia Housing Development Fund programs is available on our website, www.wvhdf.com.  


The West Virginia Housing Development Fund was established to increase the supply of residential housing for individuals and families of low to moderate income and to provide construction and permanent mortgage financing to public and private housing investors. The West Virginia Housing Development Fund is an Equal Housing Opportunity Lender. For more information, visit www.wvhdf.com.