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The West Virginia Homeowners Rescue Program is accepting applications, but funding is limited. Visit www.wvhomeresuce.com for more information and to submit your application today


The West Virginia Housing Development Fund Board of Directors will meet at 9 a.m. Wednesday, April 24. Click here to view the agenda. 

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Introducing the Low Down Home Loan

**NOTE: The Low Down Home Loan is now only offered in conjunction with the Homeownership Program. As of January 2, 2024, the Low Down Home Loan offers all buyers up to $8,000 in down payment and closing cost assistance, regardless of loan-to-value ratio. For questions, please call 800-933-8511.**

The West Virginia Housing Development Fund’s Down Payment and Closing Cost Assistance Program has a new name.

The program is now known as the Low Down Home Loan, but terms haven’t... Continue Reading

Fund earns AAA rating from S&P Global

The West Virginia Housing Development Fund has once again earned a top credit rating from S&P Global.

In a report issued February 1, S&P awarded the Fund a AAA general obligation rating, the highest credit rating an organization can earn. The West Virginia Housing Development Fund continues to be the only state housing finance agency in the country to consistently earn a AAA general obligation rating.

“That we have earned this rating year after year is a testament... Continue Reading

Understanding the home loan process

New year, new house?

If buying a new home is at the top of your 2023 to-do list, the West Virginia Housing Development Fund is here to help. But what can you expect as you work through the homebuying process, especially if you’re a first-time buyer? The Fund’s lending experts Jon Rogers and Justin Hylbert offer their thoughts.

“Buying a home is one of the biggest decisions a person can make in their lifetime,” said Rogers, the Senior Division Manager of... Continue Reading

NEWS RELEASE: Homeowners can now access more assistance through WV Homeowners Rescue Program

CHARLESTON, W.VA— Homeowners affected by the COVID-19 pandemic can now access more assistance through the West Virginia Homeowners Rescue Program.

Now, homeowners can receive up to $20,000 in mortgage assistance, up from $15,000. Those who need help with their down payment assistance loans can now receive $1,000, up from $500. Homeowners who are at least 60 days behind in their mortgage payments may now apply for mortgage assistance.

“West Virginia has the highest homeownership percentage in the United States. These... Continue Reading

NEWS RELEASE: Catch up on utility payments with the West Virginia Homeowners Rescue Program

A nip in the air reminds us that winter is coming, so now is a great time for homeowners behind in their utility payments to apply for assistance through the West Virginia Homeowners Rescue Program.

Homeowners who meet income qualifications and can demonstrate a pandemic-related hardship are encouraged to apply for help with their past-due housing costs. In addition to utilities, the program can also cover past-due mortgage payments, property taxes, insurance, and other costs. A full list of eligible... Continue Reading