The West Virginia Housing Development Fund would like to thank U.S. Senators Shelley Moore Capito (R – W.Va.) and Joe Manchin (D – W.Va.), both members of the Senate Appropriations Committee, for directing $3 million from the U.S. Department of Housing and Urban Development’s National Housing Trust Fund to the Mountain State.
The money will be used to increase the state’s supply of affordable rental housing for extremely low-income households.
“Our elected leaders are working hard to make certain... Continue Reading

The West Virginia Housing Development Fund administers the National Housing Trust Fund program (HTF), established under section 1338 of the Federal Housing Enterprises Financial Safety and Soundness Act of 1992, as amended (12 U.S.C. 4501 et seq.) (the Act).
In general, under the HTF program, HUD allocates funds by formula to eligible states to increase and preserve the supply of decent, safe, sanitary, and affordable housing, with primary attention to rental housing for extremely low-income and very low-income households, including homeless families.
Section 1337 of the Act requires a percentage of the unpaid principal balance of total new business for the Federal Home Loan Mortgage Corporation (Freddie Mac) and the Federal National Mortgage Association (Fannie Mae) (collectively, the government-sponsored enterprises or GSEs) to be set aside and allocated as a dedicated source of annual funding for the HTF, unless allocations are suspended by the Director of the Federal Housing Finance Agency, the agency that regulates the GSEs. These funds will be deposited into an HTF account established in the Treasury of the United States by the Secretary of the Treasury to carry out the HTF program. The Act also provides that the HTF may be funded with amounts appropriated, transferred, or credited to the HTF under other provisions of law.
In 2024, the Fund committed $355,000 of HTF funds to one affordable housing multifamily residential rental project. The one project contains 36 total units, and 4 of these units were HTF assisted.
For more information on the National Housing Trust Fund, please contact Cathy Colby.
2025 HOME & HTF Request for Proposals
2025 HOME & HTF Guidelines
HOME & HTF Pre-Application 2025
HOME & HTF RFP 2025
2024 National Housing Trust Fund Commitment Information
2024 Annual Action Plan
PY2024 State Of West Virginia Annual Action Plan
2023 Consolidated Annual Performance and Evaluation Report
PY2023 State Of West Virginia CAPER
2024 HOME and HTF Maximum Per Unit Subsidy Limits (Effective 6/20/2024) (117.2 KB)
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Added:
Affirmative Fair Housing Marketing Plan Guide (Revised 2016) (230.6 KB)
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Build America, Buy America Documents
Build America, Buy America Policy BABA Exhibit B Construction MaterialsBABA Exhibit C Self-CertificationBABA Exhibit D Pay App CertificationBABA Exhibit E Change Order Materials CertificationBABA Exhibit F Waiver Form
Section 3 Income Limits
Section 3 Business Registry
Disclosures to Seller with Voluntary Arm’s Length Purchase Offer (510.5 KB)
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Real Estate Acquisition and Relocation
HUD Exchange-Laws and Regulations
49 CFR 24 Uniform Relocation Assistance and Real Property Acquisition Policies ACT (Uniform ACT or URA)
Additional Information
HTF Program Regulations
Part of the West Virginia Housing Development Fund’s mission is to provide financing for affordable housing, including residential rental housing. To offer guidance and direction, we have put together a detailed manual to help developers understand our policies and procedures relating to portfolio diversification, related parties and eligible participants.
General Rehabilitation Specifications Manual (July 2016)
Multifamily Lending Policy January 2021
Underwriting and Subsidy Layering Guidelines (Revised 3/2020)