WVHDF IMPACT
Providing safe, affordable housing for West Virginians. It's our charge and our mission at the West Virginia Housing Development Fund. What we do touches many lives and in many ways you wouldn't expect.
WVHDF Are You Ready for Homeownership
There's no sense in just rolling the dice when it comes to one of the biggest investments in your lifetime. Ask yourself these three basic questions to help better understand if you're ready for homeownership and what it takes to qualify for a loan through the WVHDF.
IMPACT Low-Income Housing Tax Credit Program – Glade View Apartments
The Low-Income Housing Tax Credit Program provides tax credits to owners of qualified low-income rental housing that serves seniors, the disabled, families and others. The Glade View Apartments in Cowen, West Virginia were built using the Fund's Low-Income Housing Tax Credit Program.
WVHDF Homeownership Program
The West Virginia Housing Development Fund's Homeownership Program is a great option for first-time buyers! This program generally offers our lowest interest rates, and borrowers can also use the Low Down Home Loan to cover all or part of their down payment and closing costs. Visit www.wvhdf.com/home-buyers for more information!
Working with a Lender
Your loan officer can be a valuable resource as you go through the home buying process. A loan officer can take a look at your finances and tell you what mortgage product is best for you and your long-term goals. Although you can get a loan directly through the West Virginia Housing Development Fund, we partner with more than 60 banks, credit unions, and independent mortgage companies across the state who are familiar with our programs and can help you purchase your home!
Is Homeownership Right for Me
Making the decision to buy a home can be a difficult one. There are many factors that weigh into that decision, but this is really where your journey into homeownership must start. If you've given it some though and have decided that homeownership is the next step for you, give us a call at 800-933-8511 or visit www.wvhdf.com/home-buyers to get started!
The Benefits of Homeownership
Homeownership brings with it many benefits, including building equity in your property and creating a greater sense of pride in your community. For information about our mortgage programs, visit www.wvhdf.com/home-buyers.
Low Down Home Loan C
The Low Down Home Loan is a second, low-interest loan offered in conjunction with our Homeownership and Movin' Up programs that covers all or part of a borrower's down payment and closing costs, reducing barriers to homeownership for West Virginians. Call 1-800-933-8511 to speak with a loan originator or visit www.wvhdf.com/home-buyers for more information!
Low Down Home Loan B
The Low Down Home Loan is a second, low-interest loan offered in conjunction with our Homeownership and Movin' Up programs that covers all or part of a borrower's down payment and closing costs, reducing barriers to homeownership for West Virginians. Call 1-800-933-8511 to speak with a loan originator or visit www.wvhdf.com/home-buyers for more information!
Low Down Home Loan A
The Low Down Home Loan is a second, low-interest loan offered in conjunction with our Homeownership and Movin' Up programs that covers all or part of a borrower's down payment and closing costs, reducing barriers to homeownership for West Virginians. Call 1-800-933-8511 to speak with a loan originator or visit www.wvhdf.com/home-buyers for more information!
How to Extend/Cancel/Update a loan.
Guidance on how to make changes to a loan within PowerLender.
PowerLender: Internal Administrator Guidance
Guidance and help for Internal Administrators in PowerLender.
How to Register/Lock a Loan (Manual Input)
Registering and Locking a loan in PowerLender.
How to Register/Lock a Loan (LOS Import)
Registering and Locking a loan in PowerLender.
PowerLender: System Access and Introduction
Registration/Lock system access and introduction.
IMPACT Down Payment and Closing Cost Assistance – The Ullom Family
The West Virginia Housing Development Fund's Homeownership program works hand in hand with the Downpayment and Closing Cost Assistance Program, removing barriers to homeownership for first time buyers like Elizabeth and Nathanial Ullom.
IMPACT HOME Program – Virginia Avenue Neighborhood
The Fairmont Community Development Partnership used the West Virginia Housing Development Fund's HOME Program to transform Fairmont's Virginia Avenue neighborhood.
IMPACT Low Income Housing Tax Credit Program – Miller School Apartments
Fairmont's Miller School Apartments were build using the West Virginia Housing Development Fund's Low Income Housing Tax Credit Program.
IMPACT Special Assistance Lending Program – Hope, Inc
Hope, Inc. used the West Virginia Housing Development Fund's Special Assistance Lending Program for new renovations to their women's shelter in Fairmont.
IMPACT Down Payment and Closing Cost Assistance – Brit and Eamon
The West Virginia Housing Development Fund's Homeownership program works hand in hand with the Downpayment and Closing Cost Assistance Program, removing barriers to homeownership for first time buyers like Brit Blevins and Eamon Barker.
IMPACT On-Site System Loan Program – WV DEP
On-Site system loans help West Virginians repair or replace failing septic systems.
IMPACT Low-Income Assisted Mortgage Program – Habitat for Humanity
The Fund's Low Income Assisted Mortgage Program helps Habitat for Humanity grow their capacity and create more housing opportunities for more people.
Getting Ready for Homeownership
Finding and financing a home requires preparation. If you're ready to take your first step toward homeownership, you will need to understand the three C's of Homeownership: Credit, Capacity and Commitment. This video or presentation is being provided for informational and educational purposes only and is not intended to constitute legal, tax, financial or other professional advice.
Finding and Financing Your New Home Part 1: Prequalification
So you're ready to make a commitment to Homeownership. Let's talk about mortgage prequalification. This video or presentation is being provided for informational and educational purposes only and is not intended to constitute legal, tax, financial or other professional advice.
Finding and Financing Your New Home Part 2: Offer/Contract/Counter Offer
You're now ready to make an offer on your new home. This video or presentation is being provided for informational and educational purposes only and is not intended to constitute legal, tax, financial or other professional advice.
Finding and Financing Your New Home Part 3: Getting Your Mortgage
So your offer has been accepted. What's next? It's time to select your mortgage lender. This video or presentation is being provided for informational and educational purposes only and is not intended to constitute legal, tax, financial or other professional advice.
Ten Myths About the WVHDF: Realtor’s Edition
Don't know much about the Fund? Check this video out for some great information.