WVHDF IMPACT
Providing safe, affordable housing for West Virginians. It's our charge and our mission at the West Virginia Housing Development Fund. What we do touches many lives and in many ways you wouldn't expect.
Low Down Home Loan C
The Low Down Home Loan is a second, low-interest loan offered in conjunction with our Homeownership and Movin' Up programs that covers all or part of a borrower's down payment and closing costs, reducing barriers to homeownership for West Virginians. Call 1-800-933-8511 to speak with a loan originator or visit www.wvhdf.com/home-buyers for more information!
Low Down Home Loan B
The Low Down Home Loan is a second, low-interest loan offered in conjunction with our Homeownership and Movin' Up programs that covers all or part of a borrower's down payment and closing costs, reducing barriers to homeownership for West Virginians. Call 1-800-933-8511 to speak with a loan originator or visit www.wvhdf.com/home-buyers for more information!
Low Down Home Loan A
The Low Down Home Loan is a second, low-interest loan offered in conjunction with our Homeownership and Movin' Up programs that covers all or part of a borrower's down payment and closing costs, reducing barriers to homeownership for West Virginians. Call 1-800-933-8511 to speak with a loan originator or visit www.wvhdf.com/home-buyers for more information!
How to Extend/Cancel/Update a loan.
Guidance on how to make changes to a loan within PowerLender.
PowerLender: Internal Administrator Guidance
Guidance and help for Internal Administrators in PowerLender.
How to Register/Lock a Loan (Manual Input)
Registering and Locking a loan in PowerLender.
How to Register/Lock a Loan (LOS Import)
Registering and Locking a loan in PowerLender.
PowerLender: System Access and Introduction
Registration/Lock system access and introduction.
WVHDF IMPACT Down Payment and Closing Cost Assistance
The West Virginia Housing Development Fund's Homeownership program works hand in hand with the Downpayment and Closing Cost Assistance Program, removing barriers to homeownership for first time buyers like Elizabeth and Nathanial Ullom.
WVHDF IMPACT HOME Program 2019
The Fairmont Community Development Partnership used the West Virginia Housing Development Fund's HOME Program to transform Fairmont's Virginia Avenue neighborhood.
WVHDF IMPACT Low Income Housing Tax Credit Program 2019
Fairmont's Miller School Apartments were build using the West Virginia Housing Development Fund's Low Income Housing Tax Credit Program.
WVHDF IMPACT Special Assistance Lending Program 2019
Hope, Inc. used the West Virginia Housing Development Fund's Special Assistance Lending Program for new renovations to their women's shelter in Fairmont.
WVHDF IMPACT Movin Up 2018
The Holland Family wanted to move up from renting to homeownership, but struggled to save for a downpayment. Attorney Keith Cox thought his income was too high for a Fund loan. Both found a solution by combining the Fund's Movin' Up loan with the Downpayment and Closing Cost Assistance Loan.
WVHDF IMPACT On-Site System Loan Program
On-Site system loans help West Virginians repair or replace failing septic systems.
WVHDF IMPACT Low-Income Assisted Mortgage Program
The Fund's Low Income Assisted Mortgage Program helps Habitat for Humanity grow their capacity and create more housing opportunities for more people.
WVHDF IMPACT Low Income Housing Tax Credit Program
The Low-Income Housing Tax Credit Program
Getting Ready for Homeownership
Finding and financing a home requires preparation. If you're ready to take your first step toward homeownership, you will need to understand the three C's of Homeownership: Credit, Capacity and Commitment. This video or presentation is being provided for informational and educational purposes only and is not intended to constitute legal, tax, financial or other professional advice.
Finding and Financing Your New Home Part 1: Prequalification
So you're ready to make a commitment to Homeownership. Let's talk about mortgage prequalification. This video or presentation is being provided for informational and educational purposes only and is not intended to constitute legal, tax, financial or other professional advice.
Finding and Financing Your New Home Part 2: Offer/Contract/Counter Offer
You're now ready to make an offer on your new home. This video or presentation is being provided for informational and educational purposes only and is not intended to constitute legal, tax, financial or other professional advice.
Finding and Financing Your New Home Part 3: Getting Your Mortgage
So your offer has been accepted. What's next? It's time to select your mortgage lender. This video or presentation is being provided for informational and educational purposes only and is not intended to constitute legal, tax, financial or other professional advice.
Ten Myths About the WVHDF: Realtor’s Edition
Don't know much about the Fund? Check this video out for some great information.