Homeownership Interest Rate for March 24, 2017:
4.25% (APR: 4.742%)

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February 14, 2017
We are pleased to present the West Virginia Housing Development Fund’s Fiscal Year 2016 Annual Report. This is an important record of...
January 26, 2017
  The West Virginia Housing Development Fund is excited to welcome Governor Jim Justice and Agriculture Commissioner Kent Leonhardt...
December 21, 2016
  West Virginia’s natural beauty is truly unmatched.   Our citizens are among the brightest, hardest working and...
December 6, 2016
The West Virginia Housing Development Fund is proud to announce a new video designed to help our partners across the lending and banking...
October 6, 2016
          Standard & Poor’s Rating Service has once again affirmed West Virginia Housing...
August 25, 2016
  To assist those affected by flooding in towns and communities across our state, the West Virginia Housing Development Fund...
August 10, 2016
Borrowers can pay mortgage, check balance from smart phone or tablet    Now there’s an easy, secure way to access your...
June 23, 2016
CHARLESTON – The West Virginia Housing Development Fund is excited to announce a new initiative that will help our state’s low-income...
May 18, 2016
    We are pleased to present the West Virginia Housing Development Fund’s Fiscal Year 2015 Annual Report. This is an...
March 22, 2016
Program vital for West Virginia   CHARLESTON – The West Virginia Housing Development Fund is taking time in 2016 to celebrate 30...

Refinance Options

Refinancing your mortgage through the Fund can save you money.

Working through our Secondary Market Program, Fund refinance loans offer a number of benefits:

  • 10, 15, 20 or 30-year, fixed rate mortgage loans 
  • Fixed interest rates, meaning your payment will always remain the same
  • Loans serviced by the Fund

Eligible Borrowers
The program is open to most income levels and barrowers mys currenty have a housing loan through the Fund.

 

Eligible Properties
The property must be located in the state of West Virginia. Eligible properties include single, detached, existing, stick-built or modular homes; duplex, townhouse or condominium units; and new and used double-wide mobile/manufactured homes.

 

Mortgage Insurance
All loans that exceed 80% of the lesser of sales price or the appraised value of the home must be insured by a private mortgage insurance company.

Please click here if you have further questions about this program.

The West Virginia Housing Development Fund is the state's affordable mortgage finance agency.

The WVHDF was established to develop and improve the state's housing opportunities for residents.