Whitney Humphrey

Many West Virginians who live within city limits probably don’t give a second thought to their wastewater. But those who live in more rural areas may rely on underground septic systems that are old, damaged, and failing.

The On-Site Systems Loan Program, a partnership between the Fund and the West Virginia Department of Environmental Protection, offers assistance for homeowners who rely on these septic systems by providing loans to help them make necessary repairs or replacements to failing systems or... Continue Reading

Natalie Wilson knows first-hand that bouncing back from divorce can be difficult.
With four kids and a small business to worry about, Wilson has had to make some tough decisions in the years since her marriage ended.

“I went through a pretty ugly divorce and lost our house,” she said. “It was too big for me, and I couldn’t afford it, so I sold it then rented for five years.”

But sometimes those tough decisions can... Continue Reading

CHARLESTON, W.VA.—The West Virginia Housing Development Fund announces the West Virginia Veterans’ Home Loan Mortgage Program, an innovative program that created a new pathway to homeownership for qualified veterans, has allocated all available funding.

Since launching on September 12, 2024, the program has connected more than 30 qualified borrowers to millions of dollars in mortgage financing at the Fund’s lowest interest rate.

“This Program has been a significant step forward in providing our veterans with the support they... Continue Reading

The gray November skies and chilly rain weren’t enough to dampen the spirits of a new Charleston homeowner.

Despite the weather, Deanna McKinney was full of smiles and joy as she accepted the keys to her new home on the city’s West Side. She said she has a vision for the Beatrice Street home—a two-bedroom, one-bathroom that was once on the brink of being destroyed by the city—to be a beacon of hope in an area often stigmatized by violence... Continue Reading

CHARLESTON, W.VA.— Together with the Federal Home Loan Bank of Pittsburgh (FHLBank Pittsburgh), the West Virginia Housing Development Fund announces the latest round of awards through Home4Good. This joint initiative is dedicated to supporting Continuums of Care across West Virginia that work to assist individuals experiencing homelessness or those at risk of becoming homeless.

Home4Good aims to ensure that instances of homelessness in West Virginia and other states served by FHLBank Pittsburgh are rare, brief, and nonrecurring. By... Continue Reading