Even in these trying economic times, the West Virginia Housing Development Fund is committed to providing affordable housing to the citizens of West Virginia.

If you are looking to purchase a new home, or need to refinance your current mortgage, the West Virginia Housing Development Fund has a program to help:

Neighborhood Stabilization Program

3-2-1 Buy Down Program

Secondary Market Loan Program

Down Payment & Closing Cost Assistance

Mountaineer Mortgage Credit Certificate providing a reduction of federal income tax

American Dream Down Payment interest-free loan of $10,000 ( household income limits apply)

HOME interest-free loans of up to $40,000 (household income limits apply)