$233,339,147
Loaned through the Homeownership Program
Steadfast and Resilient: A Reliable Presence in the Housing Landscape
As the state's housing finance agency, the West Virginia Housing Development Fund has a long history of withstanding economic shifts. Through all of this, our mission remains the same: to provide access to safe, stable, and affordable housing for all of West Virginia.
We do this by partnering with lenders, developers, government, nonprofits, and others to offer affordable rental housing and low-interest rate mortgages for qualified buyers. This work helps strengthen communities, support economic development, and foster stability that ultimately leads to a brighter future for West Virginia. This annual report details that work.
Introduction2015-2025 Production Snapshot
See how the West Virginia Housing Development Fund is impacting your county. Check out our interactive map to see the amount of money invested and the number of affordable housing units produced since 2015 in communities across the State.
Explore MoreOpening the Door to Homeownership
Affordable homeownership is not just a pipe dream in West Virginia. By offering competitive interest rates and down payment assistance, the West Virginia Housing Development Fund's mortgage programs make homeownership possible. In fiscal year 2025, we loaned more than $254 million and helped nearly 1,400 West Virginians become first-time homeowners.
Single-Family Programs
$4,204,020
Loaned through the Movin’ Up Program
$254,382,975
Mortgage Loans
$9,076,415
In down payment assistance through the Low Down Home Loan
Multifamily Investment
West Virginians shouldn't have to decide between buying groceries or paying their rent. That's why the West Virginia Housing Development Fund joins with partners in real estate development, finance, government, and nonprofits to increase the number and quality of affordable rental housing throughout the state. This work resulted in 781 new or rehabilitated rental units financed through our Multifamily Division in fiscal year 2025.
Multifamily Programs
55 Loans and Awards
Through Multifamily Programs
$108,631,601
Total amount loaned and awarded through Multifamily Programs
781
Total Multifamily units produced