2024 Single-Family Overview
The Single-Family programs offered by the West Virginia Housing Development Fund provide affordable homeownership opportunities to individuals and families across the state. Through low-interest mortgage loans and down payment assistance, we help West Virginians achieve the dream of owning a home.
Our programs are designed to make homeownership more accessible, offering competitive interest rates and support for first-time buyers, and those with moderate incomes. By providing financial solutions and guidance, we empower families to build stability, invest in their futures, and strengthen communities throughout West Virginia.
In 2024, we provided more than $288 million in loans through our Single-Family programs to West Virginians.
Parkersburg Single Mom Becomes Homeowner Thanks to WVHDF
Marital status, income, and student loan debt are just a few of the reasons Angela Iafrate thought homeownership was out of reach. After years of renting and working to pay down her loans, owning a home was never really a goal, but with help from the West Virginia Housing Development Fund, she was able to become a homeowner.
Learn More
Habitat Tri-State Welcomes Newest Homeowners
Habitat Tri-State welcomes newest homeowners through a partnership with the West Virginia Housing Development Fund. By combining resources and expertise, the Fund and Habitat for Humanity are making the dream of homeownership accessible to more West Virginia families through volunteer labor, sweat equity, and affordable financing.
Learn More
ASP Repairs Homes, Builds Relationships
The Appalachia Service Project (ASP) helps low-income homeowners with critical repairs funded by the West Virginia Housing Development Fund. This partnership ensures that existing homeowners can make essential repairs to their homes, improving safety, accessibility, and energy efficiency while preserving West Virginia's existing affordable housing stock.
Learn More