About WVHDF
The West Virginia Housing Development Fund is committed to making safe, affordable housing a reality for individuals and families across the state. As a state housing finance agency, we offer homeownership programs, rental assistance, and development funding to support West Virginia’s housing needs. By partnering with lenders, developers, and community organizations, we help residents find stability through quality housing opportunities. Our mission is to strengthen communities, promote economic growth, and open doors to homeownership, ensuring a brighter future for West Virginians.
Our Mission
The West Virginia Housing Development Fund is dedicated to providing safe, decent and affordable housing to West Virginia residents. We offer innovative financing solutions to help West Virginians realize their dreams of homeownership.
Our Values
Integrity: We are honest, transparent, and fair.
Accountability: We maintain fiscal and operational excellence and hold each other to the highest standards.
Teamwork: We work together to achieve quality results.
Partnerships: We collaborate with valued partners to accomplish our mission.
Adaptability: We adjust strategies and behaviors in response to changing environments.
Board of Directors
The West Virginia Housing Development Fund is governed by an 11-member Board of Directors consisting of four ex-officio members and seven members appointed from the private sector by the Governor.
Our Board of Directors for Fiscal Year 2024 included:

GOV. JIM JUSTICE
Chair
ANN URLING
Deputy Chief of Staff for Gov. Justice - Governor's Designee (ex-officio)
HON. RILEY MOORE
Treasurer of the State of West Virginia - Treasurer of the Board of Directors
HON. PATRICK MORRISEY
Attorney General of the State of West Virginia
HON. KENT LEONHARDT
Commissioner of Agriculture of the State of West Virginia (ex-officio)
LYNNE GIANOLA
Partner, Gianola, Harmon & Associates, PLLC
TROY GIATRAS
Partner, The Giatras Law Firm
SAM KAPOURALES*
President, Kapourales Properties, LLC
PATRICK MARTIN
Realtor, KLM Properties
ROBERT NISTENDIRK
Partner, Woomer, Nistendirk & Associates PLLC
KRIS RAYNES
Prosecuting Attorney, Putnam County
ALLEN RETTON
Executive Vice President & Director of Commercial Banking, Wesbanco
KELLI WOOTEN-WILLIS**
Retired Owner-Agent, Nationwide InsuranceAbout Us
In 2024, the WVHDF continued its mission to provide safe, affordable housing opportunities for individuals and families across the state. Through innovative homeownership programs, rental housing initiatives, and strategic community investments, we have helped strengthen neighborhoods and foster economic growth. This year’s efforts reflect our commitment to making quality housing accessible to all West Virginians, building stable, thriving communities for generations to come.
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