$272.9 Million
Loaned through the Homeownership Program
Affordable Housing: The Heart of Our Mission
The West Virginia Housing Development Fund is a state housing finance agency dedicated to increasing access to safe, affordable housing for individuals and families across the Mountain State. Since our founding in 1968, we have worked to provide innovative homeownership programs, rental housing solutions, and funding opportunities that support community development. Through partnerships with lenders, developers, and other agencies, we help West Virginians achieve the dream of homeownership and ensure the availability of quality rental housing options. Committed to strengthening communities, we continue to invest in housing initiatives that foster stability, economic growth, and a brighter future for West Virginia residents.
Letter from the Agency2014-2024 County & Statewide Production Snapshot
See how the West Virginia Housing Development Fund is impacting your county. Check out our interactive map to see the amount of money invested and the number of affordable housing units produced since 2014 in communities across the State.
Explore NowBringing Homeownership Within Reach
The Single-Family Lending Programs offered by the West Virginia Housing Development Fund provide affordable mortgage options to help families purchase their first home, refinance their current mortgage, or upgrade to a bigger house. In 2024, the WVHDF provided over $288 million in loans through our single-family programs.
How We Helped WV Families
$11.6 Million
Loaned through the Movin’ Up Program
1,677 Loans
Number of mortgage loans
$10.5 Million
In down payment assistance through the Low Down Home Loan
Lending for Multi-Family Housing
By investing in Multi-Family housing, the West Virginia Housing Development Fund strengthens communities, promotes economic growth, and expands housing opportunities for West Virginians in need. In 2024, we provided more than $91 million in loans through our multi-family programs.
Learn More
94 Loans and Awards
Through Multi-Family Programs
$91.9 Million
Total amount loaned and awarded through Multi-Family Programs
1,091
Total Multi-Family units produced