The Audit Committee will meet at 8 a.m. Thursday, June 4, followed by the Board of Directors meeting at 9 a.m. Visit the Board of Directors page to view meeting agendas.
The Audit Committee will meet at 8 a.m. Thursday, June 4, followed by the Board of Directors meeting at 9 a.m. Visit the Board of Directors page to view meeting agendas.
Home / Programs / Single Family Programs and Resources
Single-Family Programs and Resources
The West Virginia Housing Development Fund offers affordable mortgages for low- to moderate-income first-time and repeat home buyers.
Borrowers can find affordable options offered by the Fund through our partnership with more than 60 banks, credit unions, and independent mortgage companies as well as non-profit housing agencies throughout the state.
Programs
Programs
Homeownership Program
Our signature program, designed for lower-income first-time home buyers, generally offers our lowest interest rates and access to our down payment assistance loan.
The Movin’ Up Program offers mortgage financing to moderate-income first-time and repeat home buyers, as well as access to our down payment assistance loan.
In partnership with the Department of Environmental Protection, the RSLP offers loans to help homeowners repair or replace damaged or failing on-site septic systems.
Provides local Habitat for Humanity organizations with a funding source by purchasing new and existing single-family mortgages, helping generate capital to build more affordable homes.
Our statewide network of lending partners is available and ready to help you make your homeownership dreams come true. Find a partner lender in your area.
Everything a first-time buyer needs to know in one place. From understanding your finances to closing on your loan, learn how WVHDF can help make your dream home a reality.
This step-by-step guide to the mortgage loan process, from preapproval to closing, helps homebuyers understand what to expect and prepare with confidence.
HUD-certified credit counselors are available to help West Virginians take charge of their finances, including building or repairing credit, budgeting, managing debt, and homebuyer education.
Fund borrowers are required to complete homebuyer education. This free, interactive course offered through Fannie Mae covers everything you need to know about buying a home.
Use this tool to help you get an idea of your monthly payment. Plug in different sales price, interest rates, and terms to see what you can reasonably afford on your budget.