Real estate agents play a vital role in helping West Virginians achieve the dream of homeownership. This page is full of resources to help you do just that! Please see the videos, guides, and links below to learn more about our loan programs and how they can help your buyers.
Marketing Material
Resources & Marketing Materials
We have a variety of resources about WVHDF and each of our programs that can be shared with your customers.
Marketing Material – Homeownership and Movin' Up
Promote the Fund’s Homeownership and Movin’ Up mortgage programs, designed to make affordable homeownership a reality for low- to moderate-income buyers.
Your buyers may qualify for up to $12,000 in down payment assistance through our Low Down Home Loan. This program breaks down a common barrier to affordable homeownership.
We created these guidebooks to empower your buyers with knowledge about the home buying process, from deciding to buy a home to loan closing and beyond.
Did you know the West Virginia Housing Development Fund partners with more than 60 banks, credit unions, and independent mortgage companies throughout the state to offer our programs? That means your buyer can work with lenders in their own communities who are knowledgeable about our programs and processes.
Top Producing Lending Institutions and Loan Officers
The great thing about the West Virginia Housing Development Fund is that we don’t operate like a typical bank. We can generally offer your buyers lower interest rates, saving them money on each monthly mortgage payment, even if they work with a partner lender to secure their WVHDF home loan.
FAQs
Frequently Asked Questions
We know as agents, you must be familiar with a variety of mortgage program options to fit your unique buyers’ needs. We’ll address some of the commonly asked questions about our agency and lending programs below.
Is the West Virginia Housing Development Fund a bank?
No. The West Virginia Housing Development Fund is the state's housing finance agency. The money we lend comes to us primarily from the sale of tax-exempt mortgage bonds or when a customer pays off their loans. Please read through our Act, located in the About section, for more information on our operations.
Do my borrowers contact you directly for a loan?
They can. We have three in-house loan originators who can take and process loan applications. However, we encourage borrowers to work with one of our partner lenders. View our lender database to find a lender in your area
Do you only work with first-time or low-income buyers?
No. Our Homeownership Program primarily targets lower-income, first-time buyers, but our Movin' Up Program is a great option for those who earn a moderate income or are repeat buyers. Visit the Movin' Up Program page for updated income and sales price limits and other important information.
