Links to external websites are being provided as a convenience and for informational purposes only; they do not constitute an endorsement or an approval by the West Virginia Housing Development Fund of any of the products, services or opinions of the corporation or organization or individual. The Fund bears no responsibility for the accuracy, legality or content of the external site or for that of subsequent links.

Rates mentioned in news posts may not reflect current rates.

Down Payment/Closing Cost Assistance

Links to external websites are being provided as a convenience and for informational purposes only; they do not constitute an endorsement or an approval by the West Virginia Housing Development Fund of any of the products, services or opinions of the corporation or organization or individual. The Fund bears no responsibility for the accuracy, legality or content of the external site or for that of subsequent links.

Rates mentioned in news posts may not reflect current rates.

Down payment and closing cost assistance loans are available in conjunction with the Homeownership and Movin’ Up programs to reduce the amount of upfront money needed to purchase a home.

Please Contact A Team Member In Our Single-Family Loan Originations Department. You may also call us at 1-800-933-8511 or 304-391-8738.

Options for our Homeownership program:

  • $7,500 for loans with a loan-to-value ratio greater than or equal to 90% of the purchase price
  • $10,000 for loans with a loan-to-value ratio less than 90% of the purchase price

Options for our Movin’ Up program:

  • $5,000 for loans with a loan-to-value ratio greater than or equal to 90% of the purchase price
  • $8,000 for loans with a loan-to-value ratio less than 90% of the purchase price

Loan Terms:

  • It is a 15-year, fixed-rate loan
  • The current rate is 2%