Down payment and closing cost assistance loans are available in conjunction with the Homeownership and Movin’ Up programs to reduce the amount of upfront money needed to purchase a home.

Please Contact A Team Member In Our Single-Family Loan Originations Department. You may also call us at 1-800-933-8511 or 304-391-8738.

Options for our Homeownership program:

  • $7,500 for loans with a loan-to-value ratio greater than or equal to 90% of the purchase price
  • $10,000 for loans with a loan-to-value ratio less than 90% of the purchase price

Options for our Movin’ Up program:

  • $5,000 for loans with a loan-to-value ratio greater than or equal to 90% of the purchase price
  • $8,000 for loans with a loan-to-value ratio less than 90% of the purchase price

Loan Terms:

  • It is a 15-year, fixed-rate loan
  • The current rate is 2%