Real help for West Virginia renters and landlords is here!

The Mountaineer Rental Assistance Program is now open and accepting applications. Please click here to learn more and apply for assistance.

Down payment and closing cost assistance loans are available in conjunction with the Homeownership and Movin’ Up programs to reduce the amount of upfront money needed to purchase a home.

Please Contact A Team Member In Our Single-Family Loan Originations Department. You may also call us at 1-800-933-8511 or 304-391-8738.

Options for our Homeownership program:

  • $7,500 for loans with a loan-to-value ratio greater than or equal to 90% of the purchase price
  • $10,000 for loans with a loan-to-value ratio less than 90% of the purchase price

Options for our Movin’ Up program:

  • $5,000 for loans with a loan-to-value ratio greater than or equal to 90% of the purchase price
  • $8,000 for loans with a loan-to-value ratio less than 90% of the purchase price

Loan Terms:

  • It is a 15-year, fixed-rate loan
  • The current rate is 2%