WVHDF IMPACT

Providing safe, affordable housing for West Virginians. It's our charge and our mission at the West Virginia Housing Development Fund. What we do touches many lives and in many ways you wouldn't expect.

WVHDF IMPACT Down Payment and Closing Cost Assistance 2019

The West Virginia Housing Development Fund's Homeownership program works hand in hand with the Downpayment and Closing Cost Assistance Program, removing barriers to homeownership for first time buyers like Elizabeth and Nathanial Ullom.

WVHDF IMPACT HOME Program 2019

The Fairmont Community Development Partnership used the West Virginia Housing Development Fund's HOME Program to transform Fairmont's Virginia Avenue neighborhood.

WVHDF IMPACT Low Income Housing Tax Credit Program 2019

Fairmont's Miller School Apartments were build using the West Virginia Housing Development Fund's Low Income Housing Tax Credit Program.

WVHDF IMPACT Special Assistance Lending Program 2019

Hope, Inc. used the West Virginia Housing Development Fund's Special Assistance Lending Program for new renovations to their women's shelter in Fairmont.

WVHDF Impact West Virginia Property Rescue Initiative – Kanawha County and Charleston

The West Virginia Housing Development Fund is helping the city of Charleston and Kanawha County to demolish abandoned, dangerous, dilapidated buildings.

WVHDF IMPACT Movin Up 2018

The Holland Family wanted to move up from renting to homeownership, but struggled to save for a downpayment. Attorney Keith Cox thought his income was too high for a Fund loan. Both found a solution by combining the Fund's Movin' Up loan with the Downpayment and Closing Cost Assistance Loan.

WVHDF IMPACT Rebuild West Virginia

On June 23, 2016 torrential rains caused flooding that destroyed homes and left residents homeless. The West Virginia Housing Development Fund provided relocation grants and forgivable loans through the Rebuild West Virginia Program.

WVHDF IMPACT West Virginia Property Rescue Initiative – Parkersburg

The West Virginia Housing Development Fund is helping the city of Parkersburg demolish abandoned, dangerous, dilapidated buildings.

WVHDF IMPACT On-Site System Loan Program

On-Site system loans help West Virginians repair or replace failing septic systems.

WVHDF IMPACT Low-Income Assisted Mortgage Program

The Fund's Low Income Assisted Mortgage Program helps Habitat for Humanity grow their capacity and create more housing opportunities for more people.

Getting Ready for Homeownership

Finding and financing a home requires preparation. If you're ready to take your first step toward homeownership, you will need to understand the three C's of Homeownership: Credit, Capacity and Commitment. This video or presentation is being provided for informational and educational purposes only and is not intended to constitute legal, tax, financial or other professional advice.

Finding and Financing Your New Home Part 1: Prequalification

So you're ready to make a commitment to Homeownership. Let's talk about mortgage prequalification. This video or presentation is being provided for informational and educational purposes only and is not intended to constitute legal, tax, financial or other professional advice.

Finding and Financing Your New Home Part 2: Offer/Contract/Counter Offer

You're now ready to make an offer on your new home. This video or presentation is being provided for informational and educational purposes only and is not intended to constitute legal, tax, financial or other professional advice.

Finding and Financing Your New Home Part 3: Getting Your Mortgage

So your offer has been accepted. What's next? It's time to select your mortgage lender. This video or presentation is being provided for informational and educational purposes only and is not intended to constitute legal, tax, financial or other professional advice.

Ten Myths About the WVHDF: Realtor’s Edition

Don't know much about the Fund? Check this video out for some great information.