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Providing safe, affordable housing for West Virginians. It's our charge and our mission at the West Virginia Housing Development Fund. What we do touches many lives and in many ways you wouldn't expect.
The West Virginia Housing Development Fund's Homeownership program works hand in hand with the Downpayment and Closing Cost Assistance Program, removing barriers to homeownership for first time buyers like Elizabeth and Nathanial Ullom.
The Fairmont Community Development Partnership used the West Virginia Housing Development Fund's HOME Program to transform Fairmont's Virginia Avenue neighborhood.
Fairmont's Miller School Apartments were build using the West Virginia Housing Development Fund's Low Income Housing Tax Credit Program.
Hope, Inc. used the West Virginia Housing Development Fund's Special Assistance Lending Program for new renovations to their women's shelter in Fairmont.
The West Virginia Housing Development Fund is helping the city of Charleston and Kanawha County to demolish abandoned, dangerous, dilapidated buildings.
The Holland Family wanted to move up from renting to homeownership, but struggled to save for a downpayment. Attorney Keith Cox thought his income was too high for a Fund loan. Both found a solution by combining the Fund's Movin' Up loan with the Downpayment and Closing Cost Assistance Loan.
On June 23, 2016 torrential rains caused flooding that destroyed homes and left residents homeless. The West Virginia Housing Development Fund provided relocation grants and forgivable loans through the Rebuild West Virginia Program.
The West Virginia Housing Development Fund is helping the city of Parkersburg demolish abandoned, dangerous, dilapidated buildings.
On-Site system loans help West Virginians repair or replace failing septic systems.
The Fund's Low Income Assisted Mortgage Program helps Habitat for Humanity grow their capacity and create more housing opportunities for more people.
The Low-Income Housing Tax Credit Program
Finding and financing a home requires preparation. If you're ready to take your first step toward homeownership, you will need to understand the three C's of Homeownership: Credit, Capacity and Commitment. This video or presentation is being provided for informational and educational purposes only and is not intended to constitute legal, tax, financial or other professional advice.
So you're ready to make a commitment to Homeownership. Let's talk about mortgage prequalification. This video or presentation is being provided for informational and educational purposes only and is not intended to constitute legal, tax, financial or other professional advice.
You're now ready to make an offer on your new home. This video or presentation is being provided for informational and educational purposes only and is not intended to constitute legal, tax, financial or other professional advice.
So your offer has been accepted. What's next? It's time to select your mortgage lender. This video or presentation is being provided for informational and educational purposes only and is not intended to constitute legal, tax, financial or other professional advice.
Don't know much about the Fund? Check this video out for some great information.