The West Virginia Housing Development Fund is providing qualifying families a 30-year fixed rate loan at 2.99%. Zero percent down payment and closing cost assistance loans are also available for those who qualify.

With low cost financing, down payment and closing cost assistance and homebuyer counseling, many West Virginia families may find they qualify to own a home. The funds for these low rate loans are limited and applications will be taken on a first-come, first-served basis.

Those interested in the program should contact their Realtor, builder, lending institution or the Housing Development Fund for more information about how to apply for a mortgage loan.

***This rate applies to purchase loans only and cannot be used to refinance.***

Click here for income and house price limits and targeted/non-targeted county information.

Click here for a list of participating lenders.

For more information, call the West Virginia Housing Development Fund for a mortgage information packet at 1-800-933-9843 or click here to request one.