Real help for West Virginia renters and landlords is here!

The Mountaineer Rental Assistance Program is now open and accepting applications. Please click here to learn more and apply for assistance.


The West Virginia Housing Development Fund is excited to announce its new low interest rate.

Through our Homeownership Program, qualifying borrowers can take advantage of our 3.01% interest rate (3.554%APR).*

Down payment and closing cost assistance loans are also available.

“Owning a home is the cornerstone of the American dream and this is a wonderful opportunity for those looking to buy a home in West Virginia,” said Fund Executive Director Erica Boggess. “We’re excited about this fantastic rate and we know it gives hardworking West Virginians and their families a real chance to achieve that dream.”

Boggess added that The Huffington Post has cited Fund programs as to why West Virginia is the best state for first-time homebuyers.

This outstanding rate was achieved as a result of our most recent bond issue. The money allocated for this program will be used specifically to help low to moderate-income buyers.

With low cost financing, down payment and closing cost assistance and homebuyer counseling, many West Virginia families may find they qualify to own a home with or little or money down using Fund programs.  The funds for these low rate loans are limited and applications will be taken on a first-come, first-served basis. This rate is for new purchases only. Those interested in the program should contact the Fund or their lender for more information about how to apply for a loan. You can find our participating lenders here (will add link) or call the Fund at 1-800-933-9843 for more information.

The West Virginia Housing Development Fund is a public body corporate and governmental instrumentality of the State of West Virginia established in 1969 to increase the supply of residential housing. To date, the Fund has issued more than $4.5 billion in tax-exempt bonds to finance more than 124,000 housing units. The West Virginia Housing Development Fund is an Equal Housing Opportunity Lender.

For more information, please contact our Single Family Loan Origination Department

 *This number is based on a loan amount of $100,000.