Homeownership Interest Rate for October 1, 2016:
3.75% (APR: 4.213%)

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August 25, 2016
  To assist those affected by flooding in towns and communities across our state, the West Virginia Housing Development Fund...
August 10, 2016
Borrowers can pay mortgage, check balance from smart phone or tablet    Now there’s an easy, secure way to access your...
June 28, 2016
Our thoughts are with everyone affected by the recent flooding and high water. This has been a challenging time.   We would...
June 23, 2016
CHARLESTON – The West Virginia Housing Development Fund is excited to announce a new initiative that will help our state’s low-income...
May 18, 2016
    We are pleased to present the West Virginia Housing Development Fund’s Fiscal Year 2015 Annual Report. This is an...
March 22, 2016
Program vital for West Virginia   CHARLESTON – The West Virginia Housing Development Fund is taking time in 2016 to celebrate 30...
December 17, 2015
Changes are coming!   At the West Virginia Housing Development Fund, we do all we can to make certain our customers come first....
November 4, 2015
Shamblin works with state chapter and local affiliate   Patti Shamblin, the Director of Loan Origination for the West Virginia...
September 18, 2015
Forum continues to grow   The West Virginia Housing Development Fund is proud to have participated in the 2015 West Virginia...
June 17, 2015
  $1 million available to take down blighted, dangerous structures   For more information, contact Erica Boggess 304...

Programs

  • Area Managers  Fund personnel available to assist housing providers in the development of plans and proposals to provide safe, decent, affordable housing for renters and homeowners in the state.
  • Rental Property Owners The Fund has established programs to help rental property owners maintain exisiting apartment units.
  • Programs  The Fund established the Development Financing Program to provide financing for a variety of housing and nonresidential development projects.
  • Affirmative Fair Housing Marketing Plan Our guide to promoting a condition in which individuals of similar income levels in the same housing market area have available to them a like range of choices in housing regardless of race, religion, color, national origin, sex, disability or familial status.
  • Multi-Family Lending Policies Part of the West Virginia Housing Development Fund’s mission is to provide financing for affordable housing, including residential rental housing. To offer guidance and direction, we have put together a detailed manual to help developers understand our policies and procedures relating to portfolio diversification, related parties and eligible participants. 

The West Virginia Housing Development Fund is the state's affordable mortgage finance agency.

The WVHDF was established to develop and improve the state's housing opportunities for residents.