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The West Virginia Homeowners Rescue Program is OPEN and accepting applications. Visit www.wvhomeresuce.com for more information and to submit your application today! 


ATTENTION CURRENT CUSTOMERS: Our online payment processor is down and we do not know when it will be restored. To make or schedule your payment, please call 800-933-1272 Monday-Friday 8:30a.m.-4:30p.m. We apologize for any inconvenience and appreciate your patience. 

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Multifamily Lending Policy – Part of the West Virginia Housing Development Fund’s mission is to provide financing for affordable housing, including residential rental and multi-family housing. To offer guidance and direction, we have put together a detailed manual to help developers understand our policies and procedures relating to portfolio diversification, related parties and eligible participants.

COVID-19 Forms & Policies

COVID 19: WVHDF CARES Act Multi Family Forbearance Request Form (4/9/2020) (219.6 KB)
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Electronic Signature Authorization (241.5 KB)
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ERA2 Housing Policy (2/22/2023) (896.5 KB)
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Multifamily Lending Policy (2/22/2023) (124.4 KB)
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Multifamily Mortgage Loans & COVID 19 (229.9 KB)
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WVHDF COVID 19 Interim Inspection Policies (400.8 KB)
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Mountaineer Rental Assistance ProgramThis program offers financial assistance to renters and landlords affected by the coronavirus outbreak. offers financial assistance to renters and landlords affected by the coronavirus outbreak. 

Affordable Housing Fund – This program provides funding for both technical assistance and housing assistance to non-profits and government entities and to encourage stronger partnerships, collaboration and greater involvement of local communities in meeting housing needs in West Virginia

Home4Good – A program developed by the Federal Home Loan Bank Pittsburgh and the West Virginia Housing Development Fund to address homelessness.

The HOME Program – The primary objective of the HOME program is to expand the supply of decent, safe, sanitary and affordable housing, primarily rental housing; to strengthen the abilities of state and local governments to provide housing; to ensure that federal housing services, financing, and other investments are provided to state and local governments in a coordinated, supportive fashion; to expand the capacity of nonprofit community-based housing development organizations; and to leverage private sector participation in financing affordable housing.

LAMP – The LAMP Program provides Habitat for Humanity organizations in West Virginia a funding source for selling both new and existing single family Habitat mortgages to the Fund to assist in raising funds for constructing additional affordable housing.

Multifamily Loan Program  – Provides construction and/or permanent financing for new multifamily rental developments or those requiring acquisition and rehabilitation.

Low-Income Housing Tax Credit Program (LIHTCP) – Generates low-income residential rental units by encouraging private investment through federal tax credits.

National Housing Trust Fund Program –  A federal program administered by the Fund to increase and preserve the supply of decent, safe, sanitary and affordable housing, with primary attention to rental housing for extremely low-income and very low-income households, including homeless families.

On-Site Septic Systems Loan Program – This program is designed to help eligible households repair or replace on-site septic systems or connect to a public treatment system.

Community Development Block Grant-Disaster Recovery (CDBG-DR) Multifamily (MF) Rental Housing Program – This program was developed to assist the WV Development Office in administering the multifamily rental portion of the disaster recovery funds they received from HUD following the June 2016 floods and storms.