DISCLAIMER

The West Virginia Housing Development Fund values the trust and confidence you have placed in us as your mortgage service provider. The guides posted on this website, within this library, are designed to provide our participating lenders the necessary information to facilitate the origination, processing, underwriting, and closing of our loans. The West Virginia Housing Development Fund makes amendments to our procedural guides and programs through bulletins, lender's memos and by updates to this website. Updates to this website may contain possible errors or be delayed so users should depend on actual bulletins and lenders memos for timely and accurate information on program changes. The West Virginia Housing Development Fund does not warrant that the rules and procedures outlined herein and the Federal and State laws and regulations upon which such rules and procedures are based cannot be interpreted in a different or more conservative view.

The West Virginia Housing Development Fund makes no warranty of any kind express or implied, including any implied warranty of merchantability or fitness for a particular purpose in connection with the guides posted on this website. Neither the West Virginia Housing Development Fund or its officers, directors, employees, agents or contractors are liable for any indirect, incidental, special or consequential damages under or by reason of posting these guides on this website or by any use of the guides provided on this website, including loss of profits, revenue, data or use by a third party, whether in an action in contract or tort or based on a warranty or any other legal theory.