Homeownership Interest Rate for January 18, 2018:
4.00% (APR: 4.480%)

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December 6, 2017
RIPLEY – The West Virginia Housing Development Fund recently celebrated the dedication of Elizabeth Way Apartments.     Erica...
November 27, 2017
Fund Remains Only Housing Finance Agency with “AAA” Distinction   Standard & Poor’s Rating Service has once again affirmed West...
August 16, 2017
The West Virginia Housing Development Fund is proud to announce the promotion of two long-time employees.   Crystal Toney will be...
August 9, 2017
CROSS LANES – As of Monday, there is one less blighted, dangerous building in Kanawha County.   It took about 20 minutes for a large...
June 1, 2017
Most know the West Virginia Housing Development Fund through our home-buying programs. One in 10 West Virginia homebuyers have entrusted us...
April 25, 2017
The West Virginia Housing Development Fund’s Board of Directors has approved a loan to the Kanawha County Commission to help take down...
April 18, 2017
  Erica L. Boggess has been named Executive Director of the West Virginia Housing Development Fund.     Boggess, who has...
March 30, 2017
A message to our customers:   Here at the Fund, we are proud of what we do. We are honored by the fact that so many West Virginians...
February 14, 2017
We are pleased to present the West Virginia Housing Development Fund’s Fiscal Year 2016 Annual Report. This is an important record of...
January 26, 2017
  The West Virginia Housing Development Fund is excited to welcome Governor Jim Justice and Agriculture Commissioner Kent Leonhardt...

HOME Rental Program

The HOME Rental Program has been designed to provide HOME funds to private and nonprofit owners and developers of low-income rental housing units.  The HOME RentalProgram provides first or subordinate mortgage, low-interest rate loans to eligible housing providers for the acquisition/rehabilitation, rehabilitation, new construction, conversion of non-residential units, and reconstruction of multifamily housing. The HOMErent Program loan may be the primary source of financing or may bridge the gap between the developer's primary financing and the total development costs.  The rates and terms of the loans are established during the underwriting and review of the final proposal.  The minimum term of the HOME Rental loan is 15 years for rehabilitation and 20 years for new construction.


In 2016, the WVHDF committed approximately $1,890,000 to finance the acquisition and rehabilitation of 48 units by eligible non-profits and private developers under the HOME Rental Program.


For more information on the HOME Program, please contact Cathy Colby


HOME and HTF Request for Proposals

HOME & HTF Rental Housing Program Guidelines 2017   

2017 HOME & HTF Pre-Application    



The Home Program

Census Tract by WV Counties 

Relocation Assistance Policy

HOME Rental Management Handbook


Home Program Regulations


24 CFR 92 Site and Neighborhood Standards

24 CFR 35 Lead Based Paint Poisoning Prevention in Certain Residential Structures

49 CFR 24 Uniform Relocation Assistance and Real Property Acquisition Policies ACT (Uniform ACT or URA)

OMB Circulars

State Building Codes

Section 504 Rehabilitation Act of 1973

Office of State Fire Marshall State Statute and Legislative Rules 

Title VIII of the Civil Rights Act of 1968 (Fair Housing Act)


Multi-Family Lending Policies - Part of the West Virginia Housing Development Fund’s mission is to provide financing for affordable housing, including residential rental housing. To offer guidance and direction, we have put together a detailed manual to help developers understand our policies and procedures relating to portfolio diversification, related parties and eligible participants.

Affirmative Fair Housing Marketing - Plan Our guide to promoting a condition in which individuals of similar income levels in the same housing market area have available to them a like range of choices in housing regardless of race, religion, color, national origin, sex, disability or familial status.





Rental Setup and Completion Form

Minority Business Enterprise Report (MBE)/Women Business Enterprise Report (WBE)

HOME Management Plan

Resident Selection Plan including Student Rule

WV County Codes

FFATA Form 2013 0118

Request for Rent Adjustment

Tenant Income Certification

Inspection Review Checklist


Davis-Bacon Forms


Wage Rate Determinations 

Chapter 3 Labor Standards Compliance and Enforcement Program: Construction Phase 

U.S. Department of Labor Payroll Form 

Federal Labor Standards Provisions HUD Form 4010 

Making Davis-Bacon Work – A Contractors Guide

Employee Rights under the Davis-Bacon Act – Notice to Employees Poster 


Section 3 Forms


WVHDF Section 3 Guidelines     

Sec3 Plan OwnerDeveloper  2012 1210

Sec 3 Plan Developers.GenContractors Plan 2012 1210

Sec 3 Plan Gen and Subcontractors Plan 2014 02

Sec3 Clause

Sec3 Clause

Sec 3 Existing Employee List

Sec 3 Employment Goals & Progress Report

Sec 3 Employment Efforts

Sec 3 Business Concerns Contracting Goals Page 1

Sec 3 Business Concerns Efforts

Understanding Preferences

Interview Log & Sec 3 Res & Bus Certifications


Section 3 FAQs contractors submit to agency

Appendix to Part 135 Part 1 Employment Efforts Examples

Appendix to Part 135 Part 2 Business Concerns Efforts


Environmental Forms and Information



Statutory Environmental Checklist

Determination of Categorical Exclusion 

24 CFR 58 Environmental Assessment Determinations and Compliance Findings for HUD-assisted Projects 



2017 HOME Income Limits

2017 HOME Rent Limits 

2017 Maximum Per Unit Subsidy Limits

2016 HOME rent limits

2016 HOME Income Limits

2015 HOME Income Limits

2015 HOME Rent Limits

2014 HOME Income Limits

2014 HOMErent Limits

2013 HOME Income Limits

2013 Home Program Rents

2013 Maximum Per Unit Subsidy Limits

2012 HOME Income Limits

2012 HOMErent Limits

2011 Maximum Per Unit Subsidy Limits

2010 WV HOME Program Income Limits

2010 HOME Program Rents

2010 Per Unit Subsidy Limits

The West Virginia Housing Development Fund is the state's affordable mortgage finance agency.

The WVHDF was established to develop and improve the state's housing opportunities for residents.