West Virginia Housing Development Fund

Onsite System Loan Program Form

The West Virginia Housing Development Fund, in partnership with the West Virginia Department of Environmental Protection, is pleased to announce the Septic System Improvement Loan program. This program is designed to help eligible households install, repair or replace on-site septic systems or connect to a public treatment system.

The Septic System Improvement Loan program is designed to help provide a low interest loan to eligible borrowers to install, repair or replace existing onsite septic tanks. This program can also cover the cost of connecting to new publicly-owned sewer treatment systems.

Eligible Households

This program is limited to owner-occupied or long-term lessee.

Loan Terms:The maximum loan amount is $10,000. The maximum loan term is 10 years.