Home Ownership Assistance

Home Ownership Assistance Program

Down payment and closing cost assistance loans are available to homebuyers to reduce the amount of upfront money needed to purchase a home. 

Homebuyers will be able to select the following option if they qualify:

  • A 15-year loan with a maximum amount up to $15,000 for qualified borrowers with a deferment period of five (5) years.  During the deferment period, the interest rate would be 0% with no payment due.  The remaining ten (10) years would be a fully-amortizing loan at 2.75% interest.

Please click here if you have further questions about this program.