Getting Started
The West Virginia Housing Development Fund (WVHDF) offers affordable mortgage loans to finance the purchase of a home or offers help to most homeowners if they choose to refinance. Individuals and families can find affordable options offered by the WVHDF through our partnership with over 100 banks, financial lenders, mortgage brokers and non-profit housing agencies throughout the state. For a full list of our lending partners, please click here. Although we welcome any inquiry you might have, we suggest potential home buyers contact a lender in their area to discuss options and how they could benefit from a loan through the WVHDF. Once you and your lender have established that a WVHDF is right for you, your loan will be originated on site.
For more on buying a home, you may find helpful information from our partners at The U.S. Department of Housing and Urban Development.