Homeownership Interest Rate for December 9, 2016:
4% (APR: 4.48%)

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December 6, 2016
The West Virginia Housing Development Fund is proud to announce a new video designed to help our partners across the lending and banking...
October 6, 2016
          Standard & Poor’s Rating Service has once again affirmed West Virginia Housing...
August 25, 2016
  To assist those affected by flooding in towns and communities across our state, the West Virginia Housing Development Fund...
August 10, 2016
Borrowers can pay mortgage, check balance from smart phone or tablet    Now there’s an easy, secure way to access your...
June 28, 2016
Our thoughts are with everyone affected by the recent flooding and high water. This has been a challenging time.   We would...
June 23, 2016
CHARLESTON – The West Virginia Housing Development Fund is excited to announce a new initiative that will help our state’s low-income...
May 18, 2016
    We are pleased to present the West Virginia Housing Development Fund’s Fiscal Year 2015 Annual Report. This is an...
March 22, 2016
Program vital for West Virginia   CHARLESTON – The West Virginia Housing Development Fund is taking time in 2016 to celebrate 30...
December 17, 2015
Changes are coming!   At the West Virginia Housing Development Fund, we do all we can to make certain our customers come first....
November 4, 2015
Shamblin works with state chapter and local affiliate   Patti Shamblin, the Director of Loan Origination for the West Virginia...

FAQs

Q. Can I make my payment online?

A. Yes. Using your account number and password you can access the online payment feature through the Customer Log In. This is a free service and your payment will be credited to your account the same day as long as you authorize your payment before 2 pm. Otherwise, it will be credited the next business day.

 

Q. When is my payment due? What penalties will be incurred if I am late?

A. Unless otherwise specified, all mortgage payments are due on the first day of each month. If your payment has not been received by the 16th of the month, a late fee may be assessed.

 

Q. Can my payment come out of my bank account automatically?

A. Yes. The West Virginia Housing Development Fund provides the convenience of automatic payment processing for your monthly mortgage payment, FREE, as a service to you. You can save time and expense by signing up for the automatic payment withdrawal service today! View more information.

 

Q. How can I find out the payoff amount on my mortgage?

A. Contact the Loan Servicing Department at 1-800-933-1272 for a payoff quote.

 

Q. What if I do not receive my payment statement before my mortgage payment is due?

A. Contact the Loan Servicing Department at 1-800-933-1272 to obtain your loan number. Verify your correct mailing address and contact information with a Loan Servicing representative. Be sure to mail your payment by the due date to West Virginia Housing Development Fund, Loan Servicing Department, P.O. Box 1993, Charleston, WV 25327.

 

Q. Will I receive some kind of statement or coupon to make my payment​?

A. Monthly Amortized Loan Statements are provided for loan payments.  They will be mailed to the address that has been provided or you can opt out of receiving the paper statements on the Fund’s website.  When signed into the Current Customer section you can go to the Documents and Statements Tab to opt out.  If you opt out of paper statements, they can be viewed and printed from the website or the West Virginia Housing Development Fund app available in iTunes or Google Play store.
 

Q. What do I do when I receive an insurance bill or tax ticket in the mail?

A. First verify that the bill is not a courtesy copy mailed to you for your information, or another insurance type (i.e. auto insurance or personal property tax). Then write your Loan Number on the bill and send it to West Virginia Housing Development Fund, 5710 MacCorkle Avenue SE Charleston, WV 25304  Attention: Escrow Department.

 

Q. Why does my mortgage payment change each year?

A. Changes in your payment are determined by the type of loan you received and any annual increases, or decreases, in your escrowed items (i.e. taxes or insurance).

The West Virginia Housing Development Fund is the state's affordable mortgage finance agency.

The WVHDF was established to develop and improve the state's housing opportunities for residents.