Homeownership Interest Rate for October 23, 2014: 3.75% (APR: 4.099%)

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September 16, 2014
Fund reaches goal for distribution of HOME funds                      ...
August 11, 2014
BLUEFIELD - From blighted to beautiful.   That’s how many are describing the transformation along the 1100 block of Highland Avenue...
June 26, 2014
The West Virginia Housing Development Fund has unveiled a new interactive tool that allows homebuyers to connect with lenders who use...
May 12, 2014
  The West Virginia Housing Development Fund is pleased to announce the promotion of a longtime employee. Julie Aliff was recently...
April 25, 2014
How do young people view equality and fair housing? The West Virginia Housing Development Fund hoped to answer some of these questions by...
April 18, 2014
The West Virginia Housing Development Fund has been recognized for assisting homeowners and helping to create a cleaner environment....
April 10, 2014
A Message for Current Customers:   The West Virginia Housing Development Fund is excited to announce a new line up of interactive...
March 12, 2014
A message from Erica Boggess, the West Virginia Housing Development Fund's Acting Executive Director:     We are proud to...
February 28, 2014
Building full of charm and character   After fire destroyed their home, Albert Priddy and his sister Charlotte Thomas were in the...
January 17, 2014
Founders Landing redeveloped with help from Fund program   HUNTINGTON – Kellie Weidenhammer hurt her back at work a few years ago...

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FAQs

Q. Can I make my payment online?

A. Yes. Using your account number and password you can access the online payment feature through the Customer Log In. This is a free service and your payment will be credited to your account the same day as long as you authorize your payment before 2 pm. Otherwise, it will be credited the next business day.

 

Q. When is my payment due? What penalties will be incurred if I am late?

A. Unless otherwise specified, all mortgage payments are due on the first day of each month. If your payment has not been received by the 16th of the month, a late fee may be assessed.

 

Q. Can my payment come out of my bank account automatically?

A. Yes. The West Virginia Housing Development Fund provides the convenience of automatic payment processing for your monthly mortgage payment, FREE, as a service to you. You can save time and expense by signing up for the automatic payment withdrawal service today! View more information.

 

Q. How can I find out the payoff amount on my mortgage?

A. Contact the Loan Servicing Department at 1-800-933-1272 for a payoff quote.

 

Q. What if I do not receive my payment coupons before my mortgage payment is due?

A. Contact the Loan Servicing Department at 1-800-933-1272 to obtain your loan number. Verify your correct mailing address and contact information with a Loan Servicing representative. Be sure to mail your payment by the due date to West Virginia Housing Development Fund, Loan Servicing Department, P.O. Box 1993, Charleston, WV 25327.

 

Q. I lost my coupons. How do I get a replacement book?

A. Call the Loan Servicing Department at 1-800-933-1272 to request a replacement coupon book. Replacement coupon books are provided at no cost.

 

Q. What do I do when I receive an insurance bill or tax ticket in the mail?

A. First verify that the bill is not a courtesy copy mailed to you for your information, or another insurance type (i.e. auto insurance or personal property tax). Then write your Loan Number on the bill and send it to West Virginia Housing Development Fund, 5710 MacCorkle Avenue SE Charleston, WV 25304  Attention: Escrow Department.

 

Q. Why does my mortgage payment change each year?

A. Changes in your payment are determined by the type of loan you received and any annual increases, or decreases, in your escrowed items (i.e. taxes or insurance).

The West Virginia Housing Development Fund is the state's affordable mortgage finance agency.

The WVHDF was established to develop and improve the state's housing opportunities for residents.