Homeownership Interest Rate for May 29, 2017:
4.25% (APR: 4.742%)

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April 25, 2017
The West Virginia Housing Development Fund’s Board of Directors has approved a loan to the Kanawha County Commission to help take down...
April 18, 2017
  Erica L. Boggess has been named Executive Director of the West Virginia Housing Development Fund.     Boggess, who has...
March 30, 2017
A message to our customers:   Here at the Fund, we are proud of what we do. We are honored by the fact that so many West Virginians...
February 14, 2017
We are pleased to present the West Virginia Housing Development Fund’s Fiscal Year 2016 Annual Report. This is an important record of...
January 26, 2017
  The West Virginia Housing Development Fund is excited to welcome Governor Jim Justice and Agriculture Commissioner Kent Leonhardt...
December 21, 2016
  West Virginia’s natural beauty is truly unmatched.   Our citizens are among the brightest, hardest working and...
December 6, 2016
The West Virginia Housing Development Fund is proud to announce a new video designed to help our partners across the lending and banking...
October 6, 2016
          Standard & Poor’s Rating Service has once again affirmed West Virginia Housing...
August 25, 2016
  To assist those affected by flooding in towns and communities across our state, the West Virginia Housing Development Fund...
August 10, 2016
Borrowers can pay mortgage, check balance from smart phone or tablet    Now there’s an easy, secure way to access your...

FAQs

Q. Can I make my payment online?

A. Yes. Using your account number and password you can access the online payment feature through the Customer Log In. This is a free service and your payment will be credited to your account the same day as long as you authorize your payment before 2 pm. Otherwise, it will be credited the next business day.

 

Q. When is my payment due? What penalties will be incurred if I am late?

A. Unless otherwise specified, all mortgage payments are due on the first day of each month. If your payment has not been received by the 16th of the month, a late fee may be assessed.

 

Q. Can my payment come out of my bank account automatically?

A. Yes. The West Virginia Housing Development Fund provides the convenience of automatic payment processing for your monthly mortgage payment, FREE, as a service to you. You can save time and expense by signing up for the automatic payment withdrawal service today! View more information.

 

Q. How can I find out the payoff amount on my mortgage?

A. Contact the Loan Servicing Department at 1-800-933-1272 for a payoff quote.

 

Q. What if I do not receive my payment statement before my mortgage payment is due?

A. Contact the Loan Servicing Department at 1-800-933-1272 to obtain your loan number. Verify your correct mailing address and contact information with a Loan Servicing representative. Be sure to mail your payment by the due date to West Virginia Housing Development Fund, Loan Servicing Department, P.O. Box 1993, Charleston, WV 25327.

 

Q. Will I receive some kind of statement or coupon to make my payment​?

A. Monthly Amortized Loan Statements are provided for loan payments.  They will be mailed to the address that has been provided or you can opt out of receiving the paper statements on the Fund’s website.  When signed into the Current Customer section you can go to the Documents and Statements Tab to opt out.  If you opt out of paper statements, they can be viewed and printed from the website or the West Virginia Housing Development Fund app available in iTunes or Google Play store.
 

Q. What do I do when I receive an insurance bill or tax ticket in the mail?

A. First verify that the bill is not a courtesy copy mailed to you for your information, or another insurance type (i.e. auto insurance or personal property tax). Then write your Loan Number on the bill and send it to West Virginia Housing Development Fund, 5710 MacCorkle Avenue SE Charleston, WV 25304  Attention: Escrow Department.

 

Q. Why does my mortgage payment change each year?

A. Changes in your payment are determined by the type of loan you received and any annual increases, or decreases, in your escrowed items (i.e. taxes or insurance).

The West Virginia Housing Development Fund is the state's affordable mortgage finance agency.

The WVHDF was established to develop and improve the state's housing opportunities for residents.